{"id":2023,"date":"2024-07-05T13:25:22","date_gmt":"2024-07-05T12:25:22","guid":{"rendered":"https:\/\/blog.lebara.co.uk\/?p=2023"},"modified":"2024-08-14T13:40:46","modified_gmt":"2024-08-14T12:40:46","slug":"demystifying-mobile-payment-authentication-a-straightforward-guide","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/","title":{"rendered":"\u63ed\u5f00\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u7684\u795e\u79d8\u9762\u7eb1\uff1a\u7b80\u660e\u6307\u5357"},"content":{"rendered":"<p>\u5728\u5f53\u4eca\u7684\u6570\u5b57\u65f6\u4ee3\uff0c\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u5df2\u6210\u4e3a\u6211\u4eec\u65e5\u5e38\u4ea4\u6613\u4e2d\u4e0d\u53ef\u6216\u7f3a\u7684\u4e00\u90e8\u5206\uff0c\u4e3a\u6211\u4eec\u63d0\u4f9b\u4e86\u4e00\u79cd\u65b9\u4fbf\u3001\u5b89\u5168\u7684\u7406\u8d22\u65b9\u5f0f\u3002\u65e0\u8bba\u60a8\u662f\u5728\u7f51\u4e0a\u8d2d\u7269\u3001\u4e3a\u65e9\u6668\u7684\u5496\u5561\u4e70\u5355\uff0c\u8fd8\u662f\u4e0e\u670b\u53cb\u5206\u62c5\u8d26\u5355\uff0c\u4e86\u89e3\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u7684\u5de5\u4f5c\u539f\u7406\u90fd\u80fd\u5e2e\u52a9\u60a8\u81ea\u4fe1\u5730\u9a7e\u9a6d\u8fd9\u4e00\u4e0d\u65ad\u53d8\u5316\u7684\u73af\u5883\u3002\u672c\u6307\u5357\u65e8\u5728\u63ed\u5f00\u8fd9\u4e00\u8fc7\u7a0b\u7684\u795e\u79d8\u9762\u7eb1\uff0c\u5c06\u57fa\u672c\u8981\u7d20\u5206\u89e3\u6210\u6e05\u6670\u6613\u61c2\u7684\u7247\u6bb5\uff0c\u8ba9\u60a8\u5728\u4f7f\u7528\u79fb\u52a8\u652f\u4ed8\u65f6\u611f\u5230\u653e\u5fc3\u548c\u638c\u63a7\u81ea\u5982\u3002\u4e0e\u6211\u4eec\u4e00\u8d77\u63a2\u7d22\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u7684\u57fa\u672c\u65b9\u9762\uff0c\u786e\u4fdd\u60a8\u5145\u5206\u4e86\u89e3\u60c5\u51b5\u5e76\u505a\u597d\u51c6\u5907\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u5f55<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u5207\u6362\u76ee\u5f55\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">\u5207\u6362<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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ez-toc-heading-6\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Biometric_Verification_Methods\" >\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1\u65b9\u6cd5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Two-Factor_Authentication\" >\u53cc\u56e0\u7d20\u8ba4\u8bc1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Benefits_of_Mobile_Payment_Authentication\" >\u79fb\u52a8\u652f\u4ed8\u8ba4\u8bc1\u7684\u4f18\u52bf<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Enhanced_Security_Measures\" >\u5f3a\u5316\u5b89\u4fdd\u63aa\u65bd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Convenience_and_Speed\" >\u65b9\u4fbf\u5feb\u6377<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Increased_User_Confidence\" >\u589e\u5f3a\u7528\u6237\u4fe1\u5fc3<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Challenges_in_Mobile_Payment_Authentication\" 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ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Future_of_Mobile_Payment_Authentication\" >\u79fb\u52a8\u652f\u4ed8\u8ba4\u8bc1\u7684\u672a\u6765<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Emerging_Technologies_in_Security\" >\u65b0\u5174\u5b89\u5168\u6280\u672f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Trends_in_Consumer_Behaviour\" >\u6d88\u8d39\u8005\u884c\u4e3a\u8d8b\u52bf<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/#Predictions_for_the_Payment_Industry\" >\u5bf9\u652f\u4ed8\u884c\u4e1a\u7684\u9884\u6d4b<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Introduction_to_Mobile_Payment_Authentication\"><\/span>\u79fb\u52a8\u652f\u4ed8\u8ba4\u8bc1\u7b80\u4ecb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Understanding_the_Need_for_Security\"><\/span>\u4e86\u89e3\u5b89\u5168\u9700\u6c42<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5728\u79fb\u52a8\u652f\u4ed8\u9886\u57df\uff0c\u5b89\u5168\u81f3\u5173\u91cd\u8981\u3002\u968f\u7740\u6570\u5b57\u4ea4\u6613\u7684\u5174\u8d77\uff0c\u7f51\u7edc\u653b\u51fb\u548c\u6b3a\u8bc8\u7684\u5a01\u80c1\u4e5f\u968f\u4e4b\u589e\u52a0\u3002\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u662f\u7b2c\u4e00\u9053\u9632\u7ebf\uff0c\u53ef\u786e\u4fdd\u53ea\u6709\u83b7\u5f97\u6388\u6743\u7684\u7528\u6237\u624d\u80fd\u8bbf\u95ee\u5176\u8d22\u52a1\u4fe1\u606f\u5e76\u5b8c\u6210\u4ea4\u6613\u3002\u901a\u8fc7\u9a8c\u8bc1\u7528\u6237\u8eab\u4efd\uff0c\u8fd9\u4e9b\u7cfb\u7edf\u6709\u52a9\u4e8e\u9632\u6b62\u672a\u7ecf\u6388\u6743\u7684\u8bbf\u95ee\uff0c\u4fdd\u62a4\u6d88\u8d39\u8005\u548c\u5546\u5bb6\u3002\u8fd9\u4e0d\u4ec5\u5bf9\u4fdd\u62a4\u4e2a\u4eba\u6570\u636e\u81f3\u5173\u91cd\u8981\uff0c\u800c\u4e14\u5bf9\u7ef4\u62a4\u6570\u5b57\u652f\u4ed8\u7cfb\u7edf\u7684\u4fe1\u4efb\u4e5f\u81f3\u5173\u91cd\u8981\u3002\u968f\u7740\u6211\u4eec\u8d8a\u6765\u8d8a\u4f9d\u8d56\u667a\u80fd\u624b\u673a\u8fdb\u884c\u91d1\u878d\u6d3b\u52a8\uff0c\u4e86\u89e3\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u4e2d\u5bf9\u5f3a\u5927\u5b89\u5168\u63aa\u65bd\u7684\u9700\u6c42\u53d8\u5f97\u81f3\u5173\u91cd\u8981\u3002\u8fd9\u4e0d\u4ec5\u662f\u4e3a\u4e86\u65b9\u4fbf\uff0c\u66f4\u662f\u4e3a\u4e86\u521b\u9020\u4e00\u4e2a\u5b89\u5168\u7684\u73af\u5883\uff0c\u8ba9\u7528\u6237\u53ef\u4ee5\u653e\u5fc3\u5730\u7ba1\u7406\u81ea\u5df1\u7684\u8d44\u91d1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Evolution_of_Payment_Technology\"><\/span>\u652f\u4ed8\u6280\u672f\u7684\u53d1\u5c55<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u652f\u4ed8\u6280\u672f\u7684\u53d1\u5c55\u7ecf\u5386\u4e86\u4ece\u73b0\u91d1\u4ea4\u6613\u5230\u590d\u6742\u6570\u5b57\u7cfb\u7edf\u7684\u8f6c\u53d8\u3002\u6700\u521d\uff0c\u652f\u4ed8\u65b9\u5f0f\u7b80\u5355\u76f4\u63a5\uff0c\u6d89\u53ca\u5b9e\u7269\u8d27\u5e01\u6216\u652f\u7968\u3002\u7136\u800c\uff0c\u968f\u7740\u4e92\u8054\u7f51\u7684\u51fa\u73b0\uff0c\u7535\u5b50\u652f\u4ed8\u5f00\u59cb\u53d7\u5230\u91cd\u89c6\u3002\u4fe1\u7528\u5361\u548c\u501f\u8bb0\u5361\u5f00\u59cb\u666e\u53ca\uff0c\u5f15\u5165\u4e86\u5bf9\u5b89\u5168\u9a8c\u8bc1\u65b9\u6cd5\uff08\u5982 PIN \u7801\u548c\u7b7e\u540d\uff09\u7684\u9700\u6c42\u3002\u968f\u7740\u79fb\u52a8\u6280\u672f\u7684\u53d1\u5c55\uff0c\u652f\u4ed8\u65b9\u5f0f\u4e5f\u5728\u4e0d\u65ad\u8fdb\u6b65\uff0c\u975e\u63a5\u89e6\u5f0f\u4ea4\u6613\u548c\u79fb\u52a8\u94b1\u5305\u5df2\u6210\u4e3a\u4e00\u79cd\u5e38\u6001\u3002\u8fd9\u79cd\u6f14\u53d8\u662f\u7531\u5bf9\u65b9\u4fbf\u548c\u5feb\u6377\u7684\u9700\u6c42\u4ee5\u53ca\u5bf9\u589e\u5f3a\u5b89\u5168\u6027\u7684\u9700\u8981\u6240\u63a8\u52a8\u7684\u3002\u73b0\u5728\uff0c\u79fb\u52a8\u652f\u4ed8\u9a8c\u8bc1\u901a\u5e38\u91c7\u7528\u751f\u7269\u8bc6\u522b\u548c\u4ee4\u724c\u5316\u7b49\u5148\u8fdb\u6280\u672f\uff0c\u4ece\u800c\u589e\u52a0\u4e86\u4fdd\u62a4\u5c42\u3002\u4e86\u89e3\u8fd9\u4e00\u6f14\u53d8\u6709\u52a9\u4e8e\u6211\u4eec\u4e86\u89e3\u6211\u4eec\u5df2\u7ecf\u53d6\u5f97\u4e86\u591a\u5927\u7684\u8fdb\u6b65\uff0c\u5e76\u5f3a\u8c03\u4e86\u968f\u65f6\u4e86\u89e3\u5f53\u524d\u548c\u65b0\u5174\u652f\u4ed8\u6280\u672f\u4ee5\u786e\u4fdd\u5b89\u5168\u548c\u65e0\u7f1d\u4ea4\u6613\u4f53\u9a8c\u7684\u91cd\u8981\u6027\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Types_of_Mobile_Payment_Authentication\"><\/span>\u79fb\u52a8\u652f\u4ed8\u8ba4\u8bc1\u7c7b\u578b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Passwords_and_PINs\"><\/span>\u5bc6\u7801\u548c PIN \u7801<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5bc6\u7801\u548c PIN \u7801\u662f\u6700\u4f20\u7edf\u7684\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u65b9\u5f0f\u3002\u5b83\u4eec\u662f\u60a8\u7684\u91d1\u878d\u4fe1\u606f\u4e0e\u6f5c\u5728\u5a01\u80c1\u4e4b\u95f4\u7684\u57fa\u672c\u5c4f\u969c\u3002\u7528\u6237\u521b\u5efa\u4e00\u4e2a\u552f\u4e00\u7684\u5bc6\u7801\u6216 PIN \u7801\uff0c\u5fc5\u987b\u8f93\u5165\u8be5\u5bc6\u7801\u6216 PIN \u7801\u624d\u80fd\u8bbf\u95ee\u5176\u79fb\u52a8\u652f\u4ed8\u5e94\u7528\u7a0b\u5e8f\u6216\u5b8c\u6210\u4ea4\u6613\u3002\u5c3d\u7ba1\u5bc6\u7801\u548c PIN \u7801\u975e\u5e38\u7b80\u5355\uff0c\u4f46\u5176\u6709\u6548\u6027\u5728\u5f88\u5927\u7a0b\u5ea6\u4e0a\u53d6\u51b3\u4e8e\u5bc6\u7801\u548c PIN \u7801\u7684\u590d\u6742\u6027\u4ee5\u53ca\u7528\u6237\u5bf9\u5bc6\u7801\u548c PIN \u7801\u7684\u4fdd\u5bc6\u7a0b\u5ea6\u3002\u4e00\u4e2a\u5f3a\u5927\u7684\u5bc6\u7801\u6216 PIN \u7801\u5e94\u8be5\u662f\u72ec\u4e00\u65e0\u4e8c\u4e14\u96be\u4ee5\u731c\u6d4b\u7684\uff0c\u907f\u514d\u4f7f\u7528\u751f\u65e5\u6216\u7b80\u5355\u5e8f\u5217\u7b49\u663e\u800c\u6613\u89c1\u7684\u9009\u62e9\u3002\u7136\u800c\uff0c\u968f\u7740\u7f51\u7edc\u5a01\u80c1\u7684\u65e5\u76ca\u590d\u6742\u5316\uff0c\u4ec5\u4ec5\u4f9d\u9760\u5bc6\u7801\u548c PIN \u53ef\u80fd\u65e0\u6cd5\u63d0\u4f9b\u8db3\u591f\u7684\u5b89\u5168\u6027\u3002\u56e0\u6b64\uff0c\u5bc6\u7801\u548c PIN \u901a\u5e38\u4e0e\u66f4\u5148\u8fdb\u7684\u8eab\u4efd\u9a8c\u8bc1\u65b9\u6cd5\u7ed3\u5408\u4f7f\u7528\uff0c\u4ee5\u52a0\u5f3a\u4fdd\u62a4\u3002\u4e86\u89e3\u5bc6\u7801\u548c PIN \u7801\u7684\u5c40\u9650\u6027\u548c\u6700\u4f73\u505a\u6cd5\u5bf9\u4e8e\u7ef4\u62a4\u5b89\u5168\u7684\u79fb\u52a8\u652f\u4ed8\u6d3b\u52a8\u81f3\u5173\u91cd\u8981\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Biometric_Verification_Methods\"><\/span>\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1\u65b9\u6cd5\u5229\u7528\u72ec\u7279\u7684\u751f\u7269\u7279\u5f81\u9a8c\u8bc1\u7528\u6237\u8eab\u4efd\uff0c\u4e3a\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u5e26\u6765\u4e86\u9769\u547d\u6027\u7684\u53d8\u5316\u3002\u5e38\u89c1\u7684\u751f\u7269\u8bc6\u522b\u65b9\u6cd5\u5305\u62ec\u6307\u7eb9\u626b\u63cf\u3001\u9762\u90e8\u8bc6\u522b\u751a\u81f3\u8679\u819c\u626b\u63cf\u3002\u7531\u4e8e\u96be\u4ee5\u590d\u5236\uff0c\u8fd9\u4e9b\u6280\u672f\u5177\u6709\u5f88\u9ad8\u7684\u5b89\u5168\u6027\u3002\u4f8b\u5982\uff0c\u667a\u80fd\u624b\u673a\u4e0a\u7684\u6307\u7eb9\u4f20\u611f\u5668\u8ba9\u7528\u6237\u53ea\u9700\u89e6\u6478\u4f20\u611f\u5668\u5c31\u80fd\u6388\u6743\u652f\u4ed8\uff0c\u800c\u9762\u90e8\u8bc6\u522b\u7cfb\u7edf\u5219\u4f7f\u7528\u8bbe\u5907\u7684 <a href=\"https:\/\/blog.lebara.co.uk\/zh\/are-phone-cameras-better-than-traditional-dslr-cameras\/\">\u7167\u76f8\u673a<\/a> \u4ee5\u786e\u8ba4\u7528\u6237\u8eab\u4efd\u3002\u751f\u7269\u8bc6\u522b\u65b9\u6cd5\u65e0\u9700\u8bb0\u4f4f\u5bc6\u7801\u6216 PIN \u7801\uff0c\u5176\u4fbf\u5229\u6027\u6bcb\u5eb8\u7f6e\u7591\u3002\u7136\u800c\uff0c\u751f\u7269\u8bc6\u522b\u6280\u672f\u4e5f\u5e76\u975e\u6ca1\u6709\u6311\u6218\u3002\u53ef\u80fd\u4f1a\u51fa\u73b0\u5047\u9633\u6027\u6216\u5047\u9634\u6027\u7b49\u95ee\u9898\uff0c\u8fd8\u6709\u4eba\u62c5\u5fc3 <a href=\"https:\/\/blog.lebara.co.uk\/zh\/what-is-the-ios-privacy-report-on-iphone\/\">\u9690\u79c1<\/a> \u548c <a href=\"https:\/\/blog.lebara.co.uk\/zh\/say-goodbye-to-storage-woes-simple-steps-to-free-up-phone-space\/\">\u5b58\u50a8<\/a> \u751f\u7269\u8bc6\u522b\u6570\u636e\u3002\u5c3d\u7ba1\u5b58\u5728\u8fd9\u4e9b\u6311\u6218\uff0c\u4f46\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1\u7684\u7a33\u5065\u6027\u548c\u6613\u7528\u6027\u4f7f\u5176\u6210\u4e3a\u73b0\u4ee3\u79fb\u52a8\u652f\u4ed8\u7cfb\u7edf\u7684\u70ed\u95e8\u9009\u62e9\uff0c\u63d0\u4f9b\u4e86\u989d\u5916\u7684\u5b89\u5168\u548c\u4fbf\u5229\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Two-Factor_Authentication\"><\/span>\u53cc\u56e0\u7d20\u8ba4\u8bc1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u53cc\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\uff082FA\uff09\u901a\u8fc7\u5728\u6388\u4e88\u8bbf\u95ee\u6743\u9650\u524d\u8981\u6c42\u4e24\u79cd\u4e0d\u540c\u7c7b\u578b\u7684\u9a8c\u8bc1\uff0c\u4e3a\u79fb\u52a8\u652f\u4ed8\u6d41\u7a0b\u589e\u52a0\u4e86\u53e6\u4e00\u5c42\u5b89\u5168\u6027\u3002\u901a\u5e38\uff0c\u8fd9\u6d89\u53ca\u7528\u6237\u77e5\u9053\u7684\u4e1c\u897f\uff08\u5982\u5bc6\u7801\u6216 PIN \u7801\uff09\u548c\u7528\u6237\u62e5\u6709\u7684\u4e1c\u897f\uff08\u5982\u79fb\u52a8\u8bbe\u5907\uff09\u3002\u8f93\u5165\u5bc6\u7801\u540e\uff0c\u7528\u6237\u4f1a\u6536\u5230\u4e00\u4e2a\u901a\u8fc7\u77ed\u4fe1\u53d1\u9001\u6216\u7531\u8ba4\u8bc1\u5e94\u7528\u7a0b\u5e8f\u751f\u6210\u7684\u4e34\u65f6\u4ee3\u7801\uff0c\u5fc5\u987b\u8f93\u5165\u8be5\u4ee3\u7801\u624d\u80fd\u5b8c\u6210\u4ea4\u6613\u3002\u8fd9\u79cd\u53cc\u6b65\u9aa4\u6d41\u7a0b\u5927\u5927\u964d\u4f4e\u4e86\u672a\u7ecf\u6388\u6743\u8bbf\u95ee\u7684\u98ce\u9669\uff0c\u56e0\u4e3a\u9ed1\u5ba2\u4ec5\u83b7\u5f97\u5bc6\u7801\u662f\u4e0d\u591f\u7684\u3002\u6210\u529f\u7684\u8eab\u4efd\u9a8c\u8bc1\u9700\u8981\u62e5\u6709\u7b2c\u4e8c\u4e2a\u56e0\u7d20\uff0c\u901a\u5e38\u662f\u7528\u6237\u7684\u624b\u673a\u3002\u867d\u7136 2FA \u5927\u5927\u63d0\u9ad8\u4e86\u5b89\u5168\u6027\uff0c\u4f46\u7531\u4e8e\u591a\u4e86\u4e00\u4e2a\u6b65\u9aa4\uff0c\u4e00\u4e9b\u7528\u6237\u53ef\u80fd\u4f1a\u89c9\u5f97\u4e0d\u65b9\u4fbf\u3002\u4e0d\u8fc7\uff0c\u5b83\u63d0\u4f9b\u7684\u989d\u5916\u4fdd\u62a4\u4f7f\u5176\u5728\u91d1\u878d\u673a\u6784\u548c\u79fb\u52a8\u652f\u4ed8\u7cfb\u7edf\u4e2d\u88ab\u5e7f\u6cdb\u91c7\u7528\uff0c\u8ba9\u7528\u6237\u653e\u5fc3\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Benefits_of_Mobile_Payment_Authentication\"><\/span>\u79fb\u52a8\u652f\u4ed8\u8ba4\u8bc1\u7684\u4f18\u52bf<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Enhanced_Security_Measures\"><\/span>\u5f3a\u5316\u5b89\u4fdd\u63aa\u65bd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u5927\u5927\u52a0\u5f3a\u4e86\u5b89\u5168\u63aa\u65bd\uff0c\u4fdd\u62a4\u7528\u6237\u514d\u53d7\u6b3a\u8bc8\u548c\u8eab\u4efd\u76d7\u7528\u7b49\u6f5c\u5728\u5a01\u80c1\u3002\u901a\u8fc7\u91c7\u7528\u5148\u8fdb\u7684\u8eab\u4efd\u9a8c\u8bc1\u6280\u672f\uff0c\u8fd9\u4e9b\u7cfb\u7edf\u53ef\u786e\u4fdd\u53ea\u6709\u83b7\u5f97\u6388\u6743\u7684\u4e2a\u4eba\u624d\u80fd\u8bbf\u95ee\u548c\u6267\u884c\u4ea4\u6613\u3002\u4f8b\u5982\uff0c\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1\u589e\u52a0\u4e86\u4e00\u4e2a\u4e2a\u6027\u5316\u7684\u5b89\u5168\u5c42\uff0c\u4f7f\u672a\u7ecf\u6388\u6743\u7684\u7528\u6237\u96be\u4ee5\u8fdb\u5165\u3002\u53cc\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\u8981\u6c42\u5728\u5141\u8bb8\u8bbf\u95ee\u524d\u63d0\u4f9b\u591a\u79cd\u5f62\u5f0f\u7684\u8eab\u4efd\u9a8c\u8bc1\uff0c\u4ece\u800c\u8fdb\u4e00\u6b65\u52a0\u5f3a\u4e86\u5b89\u5168\u6027\u3002\u6b64\u5916\uff0c\u4e00\u4e9b\u7cfb\u7edf\u8fd8\u91c7\u7528\u4e86\u52a0\u5bc6\u548c\u4ee4\u724c\u5316\u6280\u672f\uff0c\u53ef\u4ee5\u5c4f\u853d\u654f\u611f\u6570\u636e\uff0c\u786e\u4fdd\u9ed1\u5ba2\u65e0\u6cd5\u8bfb\u53d6\u3002\u8fd9\u4e9b\u5f3a\u5316\u7684\u5b89\u5168\u63aa\u65bd\u4e0d\u4ec5\u80fd\u4fdd\u62a4\u91d1\u878d\u4fe1\u606f\uff0c\u8fd8\u6709\u52a9\u4e8e\u7ef4\u62a4\u7528\u6237\u5bf9\u6570\u5b57\u652f\u4ed8\u7cfb\u7edf\u7684\u4fe1\u4efb\u3002\u901a\u8fc7\u964d\u4f4e\u6f0f\u6d1e\u548c\u6b3a\u8bc8\u6d3b\u52a8\u7684\u53ef\u80fd\u6027\uff0c\u79fb\u52a8\u652f\u4ed8\u8eab\u4efd\u9a8c\u8bc1\u4e3a\u7528\u6237\u63d0\u4f9b\u4e86\u6570\u5b57\u4ea4\u6613\u7684\u4fe1\u5fc3\u3002\u8fd9\u79cd\u4fe1\u4efb\u5bf9\u4e8e\u9f13\u52b1\u91c7\u7528\u79fb\u52a8\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u81f3\u5173\u91cd\u8981\uff0c\u6700\u7ec8\u6709\u52a9\u4e8e\u5efa\u7acb\u4e00\u4e2a\u66f4\u5b89\u5168\u3001\u66f4\u9ad8\u6548\u7684\u91d1\u878d\u751f\u6001\u7cfb\u7edf\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Convenience_and_Speed\"><\/span>\u65b9\u4fbf\u5feb\u6377<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u79fb\u52a8\u652f\u4ed8\u8ba4\u8bc1\u63d0\u4f9b\u4e86\u65e0\u4e0e\u4f26\u6bd4\u7684\u65b9\u4fbf\u548c\u5feb\u6377\uff0c\u4f7f\u4ea4\u6613\u51e0\u4e4e\u4e0d\u8d39\u5439\u7070\u4e4b\u529b\u3002\u8f93\u5165\u94f6\u884c\u5361\u4fe1\u606f\u6216\u6e05\u70b9\u73b0\u91d1\u7b49\u4f20\u7edf\u652f\u4ed8\u65b9\u5f0f\u65e2\u8d39\u65f6\u53c8\u9ebb\u70e6\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u79fb\u52a8\u652f\u4ed8\u53ea\u9700\u8f7b\u70b9\u51e0\u4e0b\u6216\u8fdb\u884c\u7b80\u5355\u7684\u751f\u7269\u8bc6\u522b\u626b\u63cf\uff0c\u5373\u53ef\u5b9e\u73b0\u5feb\u901f\u3001\u65e0\u7f1d\u7684\u4ea4\u6613\u3002\u8fd9\u5bf9\u96f6\u552e\u6216\u516c\u5171\u4ea4\u901a\u7b49\u5feb\u8282\u594f\u73af\u5883\u5c24\u5176\u6709\u5229\uff0c\u56e0\u4e3a\u5728\u8fd9\u4e9b\u73af\u5883\u4e2d\uff0c\u901f\u5ea6\u81f3\u5173\u91cd\u8981\u3002\u6307\u7eb9\u6216\u9762\u90e8\u8bc6\u522b\u7b49\u751f\u7269\u8bc6\u522b\u65b9\u6cd5\u65e0\u9700\u8bb0\u4f4f\u590d\u6742\u7684\u5bc6\u7801\u6216 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id=\"Increased_User_Confidence\"><\/span>\u589e\u5f3a\u7528\u6237\u4fe1\u5fc3<span 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class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Challenges_in_Mobile_Payment_Authentication\"><\/span>\u79fb\u52a8\u652f\u4ed8\u8ba4\u8bc1\u9762\u4e34\u7684\u6311\u6218<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Privacy_Concerns_and_Risks\"><\/span>\u9690\u79c1\u95ee\u9898\u548c\u98ce\u9669<span 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class=\"wp-block-heading\" id=\"replaceWithId\"><span class=\"ez-toc-section\" id=\"Technology_Adoption_Barriers\"><\/span>\u6280\u672f\u91c7\u7528\u969c\u788d<span 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href=\"https:\/\/blog.lebara.co.uk\/zh\/demystifying-mobile-payment-authentication-a-straightforward-guide\/\">\u66f4\u591a\u4fe1\u606f<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-2023","post","type-post","status-publish","format-standard","hentry","category-lebara-news","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/posts\/2023","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/comments?post=2023"}],"version-history":[{"count":1,"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/posts\/2023\/revisions"}],"predecessor-version":[{"id":2092,"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/posts\/2023\/revisions\/2092"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/media?parent=2023"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/categories?post=2023"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/zh\/wp-json\/wp\/v2\/tags?post=2023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}