{"id":735,"date":"2023-08-11T16:12:00","date_gmt":"2023-08-11T15:12:00","guid":{"rendered":"https:\/\/mobile.lebara.com\/gb\/en\/blog\/?p=735"},"modified":"2023-08-23T16:33:06","modified_gmt":"2023-08-23T15:33:06","slug":"how-to-get-a-contract-phone-with-bad-credit","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/","title":{"rendered":"Ako z\u00edska\u0165 zmluvn\u00fd telef\u00f3n so zl\u00fdm \u00faverom"},"content":{"rendered":"<p>Ak m\u00e1te zl\u00fd \u00faver, mo\u017eno sa ob\u00e1vate z\u00edska\u0165 telef\u00f3n so zmluvou. Zmluvn\u00e9 telef\u00f3ny s\u00fa ob\u013e\u00faben\u00e9, preto\u017ee sa \u010dasto dod\u00e1vaj\u00fa s v\u00fdhodnej\u0161\u00edmi ponukami ako mo\u017enosti platenia za pou\u017e\u00edvanie. Zvy\u010dajne v\u0161ak vy\u017eaduj\u00fa kontrolu \u00faverovej bonity, a ak m\u00e1te n\u00edzke kreditn\u00e9 sk\u00f3re, m\u00f4\u017eu v\u00e1s odmietnu\u0165. Nemajte v\u0161ak obavy, st\u00e1le existuj\u00fa sp\u00f4soby, ako z\u00edska\u0165 zmluvn\u00fd telef\u00f3n so zlou bonitou.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Obsah<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Prep\u00ednanie tabu\u013eky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Prep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/#Start_by_Checking_Your_Credit_Score\" >Za\u010dnite t\u00fdm, \u017ee si skontrolujete svoje \u00faverov\u00e9 sk\u00f3re<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/#How_to_Get_a_Contract_Phone_With_Bad_Credit_Through_a_Specialist_Provider\" >Ako z\u00edska\u0165 zmluvn\u00fd telef\u00f3n so zl\u00fdm kreditom prostredn\u00edctvom \u0161pecializovan\u00e9ho poskytovate\u013ea<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/#Try_to_Improve_Your_Credit_Score\" >Pok\u00faste sa zlep\u0161i\u0165 svoje kreditn\u00e9 sk\u00f3re<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/#Choose_a_Lower-End_Phone_Model\" >V\u00fdber modelu telef\u00f3nu ni\u017e\u0161ej triedy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/#Offer_to_Pay_a_Larger_Deposit\" >Ponuka na zaplatenie vy\u0161\u0161ej z\u00e1lohy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/#Compare_Providers_and_Deals\" >Porovnanie poskytovate\u013eov a pon\u00fak<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/#Provide_Evidence_of_Income\" >Poskytnite doklad o pr\u00edjme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/#Negotiate_With_Providers\" >Vyjedn\u00e1vanie s poskytovate\u013emi<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Start_by_Checking_Your_Credit_Score\"><\/span><a><\/a>Za\u010dnite t\u00fdm, \u017ee si skontrolujete svoje \u00faverov\u00e9 sk\u00f3re<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pred podan\u00edm \u017eiadosti o zmluvn\u00fd telef\u00f3n so zl\u00fdm \u00faverom je d\u00f4le\u017eit\u00e9 skontrolova\u0165 si svoje \u00faverov\u00e9 sk\u00f3re. To v\u00e1m poskytne predstavu o tom, ak\u00e1 je pravdepodobnos\u0165, \u017ee v\u00e1m bude zmluvn\u00fd telef\u00f3n schv\u00e1len\u00fd, a pom\u00f4\u017ee v\u00e1m identifikova\u0165 oblasti, v ktor\u00fdch mo\u017eno budete musie\u0165 zlep\u0161i\u0165 svoje kreditn\u00e9 sk\u00f3re. Svoje kreditn\u00e9 sk\u00f3re si m\u00f4\u017eete bezplatne overi\u0165 prostredn\u00edctvom referen\u010dnej \u00faverovej agent\u00fary, ako je napr\u00edklad Equifax. Va\u0161e \u00faverov\u00e9 sk\u00f3re je zalo\u017een\u00e9 na nieko\u013ek\u00fdch faktoroch vr\u00e1tane hist\u00f3rie platieb, nesplaten\u00fdch dlhov a vyu\u017e\u00edvania \u00faveru, tak\u017ee \u010d\u00edm vy\u0161\u0161ie je va\u0161e \u00faverov\u00e9 sk\u00f3re, t\u00fdm je pravdepodobnej\u0161ie, \u017ee v\u00e1m bude schv\u00e1len\u00fd zmluvn\u00fd telef\u00f3n s v\u00fdhodn\u00fdmi podmienkami. Ak je va\u0161e kreditn\u00e9 sk\u00f3re n\u00edzke, mo\u017eno budete musie\u0165 pred podan\u00edm \u017eiadosti o zmluvn\u00fd telef\u00f3n podnikn\u00fa\u0165 kroky na jeho zlep\u0161enie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Get_a_Contract_Phone_With_Bad_Credit_Through_a_Specialist_Provider\"><\/span><a><\/a>Ako z\u00edska\u0165 zmluvn\u00fd telef\u00f3n so zl\u00fdm kreditom prostredn\u00edctvom \u0161pecializovan\u00e9ho poskytovate\u013ea<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ak m\u00e1te zl\u00e9 \u00faverov\u00e9 hodnotenie, mo\u017eno budete chcie\u0165 zv\u00e1\u017ei\u0165 h\u013eadanie \u0161pecializovan\u00fdch poskytovate\u013eov, ktor\u00ed pon\u00fakaj\u00fa zmluvn\u00e9 telef\u00f3ny pre \u013eud\u00ed so zl\u00fdm \u00faverov\u00fdm hodnoten\u00edm. T\u00edto poskytovatelia maj\u00fa \u010dasto in\u00e9 krit\u00e9ri\u00e1 na schv\u00e1lenie ako tradi\u010dn\u00ed poskytovatelia a m\u00f4\u017eu by\u0165 ochotnej\u0161\u00ed s vami spolupracova\u0165 pri h\u013eadan\u00ed vhodn\u00e9ho pl\u00e1nu. T\u00edto poskytovatelia pon\u00fakaj\u00fa zmluvn\u00e9 telef\u00f3ny s r\u00f4znou \u00farov\u0148ou kontroly \u00faverovej bonity a m\u00f4\u017eu vy\u017eadova\u0165 vy\u0161\u0161iu platbu vopred alebo vy\u0161\u0161\u00ed mesa\u010dn\u00fd poplatok. Hoci ponuky \u0161pecializovan\u00fdch poskytovate\u013eov nemusia by\u0165 tak\u00e9 v\u00fdhodn\u00e9 ako ponuky tradi\u010dn\u00fdch poskytovate\u013eov, m\u00f4\u017eu by\u0165 vhodnou vo\u013ebou, ak m\u00e1te probl\u00e9m z\u00edska\u0165 schv\u00e1lenie inde.<\/p>\n\n\n\n<p><strong>Ako z\u00edska\u0165 zmluvu na telef\u00f3n so zl\u00fdm \u00faverom pomocou ru\u010dite\u013ea<\/strong><\/p>\n\n\n\n<p>Ak m\u00e1te probl\u00e9m z\u00edska\u0165 zmluvn\u00fd telef\u00f3n so zl\u00fdm \u00faverom, jednou z mo\u017enost\u00ed je z\u00edska\u0165 ru\u010dite\u013ea. Ru\u010dite\u013e je osoba, ktor\u00e1 s\u00fahlas\u00ed s t\u00fdm, \u017ee zaplat\u00ed v\u00e1\u0161 \u00fa\u010det, ak ho nebudete m\u00f4c\u0165 zaplati\u0165 vy. M\u00f4\u017ee to by\u0165 \u010dlen rodiny alebo priate\u013e s dobr\u00fdm kreditn\u00fdm sk\u00f3re. Niektor\u00ed poskytovatelia v\u00e1m umo\u017enia prida\u0165 k \u00fa\u010dtu ru\u010dite\u013ea, \u010do m\u00f4\u017ee zv\u00fd\u0161i\u0165 va\u0161e \u0161ance na schv\u00e1lenie, tak\u017ee ma\u0165 ru\u010dite\u013ea m\u00f4\u017ee da\u0165 poskytovate\u013eovi v\u00e4\u010d\u0161iu istotu, \u017ee \u00fa\u010det bude zaplaten\u00fd v\u010das, aj ke\u010f nebudete schopn\u00ed plati\u0165 platby. Je d\u00f4le\u017eit\u00e9 vybra\u0165 si ru\u010dite\u013ea, ktor\u00fd m\u00e1 dobr\u00e9 kreditn\u00e9 sk\u00f3re a ktor\u00e9mu d\u00f4verujete, \u017ee bude uhr\u00e1dza\u0165 platby vo va\u0161om mene. Je tie\u017e d\u00f4le\u017eit\u00e9 uisti\u0165 sa, \u017ee si m\u00f4\u017eete dovoli\u0165 plati\u0165 mesa\u010dn\u00e9 spl\u00e1tky aj s pomocou ru\u010dite\u013ea.<\/p>\n\n\n\n<p><strong>Zv\u00e1\u017ete ponuky len na SIM kartu<\/strong><\/p>\n\n\n\n<p>Ak bojujete o schv\u00e1lenie telef\u00f3nu so zmluvou, mo\u017eno by ste mali zv\u00e1\u017ei\u0165 ponuku len so SIM kartou. Tieto ponuky v\u00e1m umo\u017enia pou\u017e\u00edva\u0165 v\u00e1\u0161 existuj\u00faci telef\u00f3n a jednoducho plati\u0165 za vyu\u017eit\u00e9 min\u00faty, spr\u00e1vy a d\u00e1ta. Ponuky len na SIM kartu s\u00fa \u010dasto lacnej\u0161ie ako zmluvn\u00e9 telef\u00f3ny a nevy\u017eaduj\u00fa kontrolu \u00faverovej bonity, tak\u017ee s\u00fa vhodnou vo\u013ebou pre \u013eud\u00ed so zlou \u00faverovou bonitou. Jednou z v\u00fdhod pon\u00fak len na SIM kartu je, \u017ee s\u00fa \u010dasto flexibiln\u00e9. M\u00f4\u017eete si vybra\u0165, ko\u013eko d\u00e1t potrebujete ka\u017ed\u00fd mesiac, a ak sa va\u0161e potreby zmenia, m\u00f4\u017eete zmeni\u0165 poskytovate\u013ea alebo pl\u00e1n. Je v\u0161ak d\u00f4le\u017eit\u00e9 si uvedomi\u0165, \u017ee pri ponuk\u00e1ch len so SIM kartou si mus\u00edte k\u00fapi\u0165 telef\u00f3n priamo alebo u\u017e m\u00e1te telef\u00f3n, ktor\u00fd je kompatibiln\u00fd s ponukou poskytovate\u013ea. <a href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-find-out-what-network-youre-on\/\">sie\u0165<\/a>, \u010do by v\u00e1m mohlo skomplikova\u0165 situ\u00e1ciu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Try_to_Improve_Your_Credit_Score\"><\/span><a><\/a>Pok\u00faste sa zlep\u0161i\u0165 svoje kreditn\u00e9 sk\u00f3re<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Zlep\u0161enie v\u00e1\u0161ho kreditn\u00e9ho sk\u00f3re m\u00f4\u017ee zv\u00fd\u0161i\u0165 va\u0161e \u0161ance na z\u00edskanie zmluvn\u00e9ho telef\u00f3nu so zl\u00fdm kreditom. Existuje nieko\u013eko krokov, ktor\u00e9 m\u00f4\u017eete podnikn\u00fa\u0165 na zlep\u0161enie svojho kreditn\u00e9ho sk\u00f3re, napr\u00edklad v\u010dasn\u00e9 platenie \u00fa\u010dtov, preto\u017ee oneskoren\u00e9 platby m\u00f4\u017eu po\u0161kodi\u0165 va\u0161e kreditn\u00e9 sk\u00f3re, preto je d\u00f4le\u017eit\u00e9 plati\u0165 \u00fa\u010dty ka\u017ed\u00fd mesiac v\u010das. Mali by ste tie\u017e zn\u00ed\u017ei\u0165 svoj dlh, preto\u017ee vysok\u00e1 \u00farove\u0148 dlhu m\u00f4\u017ee s\u0165a\u017ei\u0165 schv\u00e1lenie \u00faveru. Zap\u00edsanie do zoznamu voli\u010dov m\u00f4\u017ee tie\u017e zlep\u0161i\u0165 va\u0161e \u00faverov\u00e9 sk\u00f3re, preto\u017ee poskytuje d\u00f4kaz o va\u0161ej adrese. Vedzte, \u017ee zlep\u0161enie v\u00e1\u0161ho \u00faverov\u00e9ho sk\u00f3re si vy\u017eaduje \u010das, ale m\u00f4\u017ee ma\u0165 v\u00fdznamn\u00fd vplyv na va\u0161u schopnos\u0165 z\u00edska\u0165 schv\u00e1lenie \u00faveru v bud\u00facnosti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Choose_a_Lower-End_Phone_Model\"><\/span><a><\/a>V\u00fdber modelu telef\u00f3nu ni\u017e\u0161ej triedy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ak m\u00e1te probl\u00e9my so schv\u00e1len\u00edm telef\u00f3nu so zmluvou, mo\u017eno sa oplat\u00ed zv\u00e1\u017ei\u0165 model telef\u00f3nu ni\u017e\u0161ej triedy. Telef\u00f3ny vy\u0161\u0161ej triedy m\u00f4\u017eu by\u0165 drah\u00e9 a m\u00f4\u017eu vy\u017eadova\u0165 vy\u0161\u0161ie kreditn\u00e9 sk\u00f3re, aby ste mohli z\u00edska\u0165 n\u00e1rok na zmluvu. V\u00fdber telef\u00f3nu ni\u017e\u0161ej triedy m\u00f4\u017ee zn\u00ed\u017ei\u0165 sumu, ktor\u00fa mus\u00edte zaplati\u0165 vopred, a m\u00f4\u017ee v\u00e1m u\u013eah\u010di\u0165 schv\u00e1lenie zmluvn\u00e9ho telef\u00f3nu. Okrem toho modely ni\u017e\u0161ej triedy m\u00f4\u017eu st\u00e1le pon\u00faka\u0165 cel\u00fd rad funkci\u00ed a vlastnost\u00ed, tak\u017ee s\u00fa pre mnoh\u00fdch \u013eud\u00ed vhodnou vo\u013ebou. Pri v\u00fdbere telef\u00f3nu ni\u017e\u0161ej triedy je d\u00f4le\u017eit\u00e9 zv\u00e1\u017ei\u0165 svoje potreby a rozpo\u010det, aby ste mohli n\u00e1js\u0165 telef\u00f3n, ktor\u00fd bude sp\u013a\u0148a\u0165 va\u0161e potreby za ni\u017e\u0161iu cenu ako telef\u00f3n vy\u0161\u0161ej triedy. Je tie\u017e d\u00f4le\u017eit\u00e9 pre\u010d\u00edta\u0165 si recenzie a porovna\u0165 funkcie, aby ste sa uistili, \u017ee telef\u00f3n sp\u013a\u0148a va\u0161e po\u017eiadavky.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Offer_to_Pay_a_Larger_Deposit\"><\/span><a><\/a>Ponuka na zaplatenie vy\u0161\u0161ej z\u00e1lohy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u010eal\u0161\u00edm sp\u00f4sobom, ako zv\u00fd\u0161i\u0165 svoje \u0161ance na z\u00edskanie zmluvn\u00e9ho telef\u00f3nu so zl\u00fdm \u00faverov\u00fdm sk\u00f3re, je pon\u00faknu\u0165 zaplatenie vy\u0161\u0161ej z\u00e1lohy, ktor\u00e1 zni\u017euje riziko pre poskytovate\u013ea a m\u00f4\u017ee pom\u00f4c\u0165 vyrovna\u0165 va\u0161e zl\u00e9 \u00faverov\u00e9 sk\u00f3re. Niektor\u00ed poskytovatelia v\u00e1m m\u00f4\u017eu by\u0165 ochotn\u00ed pon\u00faknu\u0165 zmluvn\u00fd telef\u00f3n, ak ste schopn\u00ed vopred zaplati\u0165 vy\u0161\u0161iu z\u00e1lohu, pri\u010dom v\u00fd\u0161ka po\u017eadovanej z\u00e1lohy sa l\u00ed\u0161i v z\u00e1vislosti od poskytovate\u013ea a typu telef\u00f3nu, ktor\u00fd chcete k\u00fapi\u0165. Zvy\u010dajne bude po\u017eadovan\u00e1 z\u00e1loha predstavova\u0165 ur\u010dit\u00e9 percento z celkovej ceny telef\u00f3nu. Predt\u00fdm, ako s\u00fahlas\u00edte s vy\u0161\u0161ou z\u00e1lohou, je d\u00f4le\u017eit\u00e9 uisti\u0165 sa, \u017ee si ju m\u00f4\u017eete dovoli\u0165. M\u00f4\u017ee s\u00edce zv\u00fd\u0161i\u0165 va\u0161e \u0161ance na z\u00edskanie zmluvn\u00e9ho telef\u00f3nu, ale z\u00e1rove\u0148 to bude znamena\u0165, \u017ee budete musie\u0165 vopred zaplati\u0165 viac. Okrem toho stoj\u00ed za zmienku, \u017ee nie v\u0161etci poskytovatelia pon\u00fakaj\u00fa t\u00fato mo\u017enos\u0165, preto je d\u00f4le\u017eit\u00e9, aby ste sa pred prijat\u00edm ak\u00fdchko\u013evek z\u00e1v\u00e4zkov informovali u poskytovate\u013ea.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compare_Providers_and_Deals\"><\/span><a><\/a>Porovnanie poskytovate\u013eov a pon\u00fak<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pri h\u013eadan\u00ed zmluvn\u00e9ho telef\u00f3nu so zl\u00fdm \u00faverom je d\u00f4le\u017eit\u00e9 porovna\u0165 poskytovate\u013eov a ponuky. R\u00f4zni poskytovatelia maj\u00fa r\u00f4zne krit\u00e9ri\u00e1 na schv\u00e1lenie a m\u00f4\u017eu pon\u00faka\u0165 r\u00f4zne ponuky v z\u00e1vislosti od v\u00e1\u0161ho kreditn\u00e9ho sk\u00f3re. Ak si n\u00e1jdete \u010das na presk\u00famanie r\u00f4znych poskytovate\u013eov a pon\u00fak, pom\u00f4\u017ee v\u00e1m to n\u00e1js\u0165 t\u00fa, ktor\u00e1 najlep\u0161ie vyhovuje va\u0161im potreb\u00e1m a rozpo\u010dtu. Ak si n\u00e1jdete \u010das na presk\u00famanie v\u0161etk\u00fdch dostupn\u00fdch mo\u017enost\u00ed, m\u00f4\u017eete n\u00e1js\u0165 aj ponuky, ktor\u00e9 pon\u00fakaj\u00fa stimuly, napr\u00edklad dar\u010deky zadarmo alebo z\u013eavy na prv\u00fdch nieko\u013eko mesiacov trvania zmluvy. Pred podpisom zmluvy je tie\u017e d\u00f4le\u017eit\u00e9 pozorne si pre\u010d\u00edta\u0165 zmluvn\u00e9 podmienky, aby ste sa uistili, \u017ee rozumiete pr\u00edslu\u0161n\u00fdm n\u00e1kladom a d\u013a\u017eke zmluvy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Provide_Evidence_of_Income\"><\/span><a><\/a>Poskytnite doklad o pr\u00edjme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ak m\u00e1te n\u00edzke kreditn\u00e9 sk\u00f3re, jedn\u00fdm zo sp\u00f4sobov, ako zv\u00fd\u0161i\u0165 svoje \u0161ance na z\u00edskanie zmluvn\u00e9ho telef\u00f3nu, je predlo\u017ei\u0165 doklad o pr\u00edjme. To m\u00f4\u017ee by\u0165 u\u017eito\u010dn\u00e9 najm\u00e4 vtedy, ak m\u00e1te stabiln\u00e9 zamestnanie alebo dost\u00e1vate pravideln\u00e9 d\u00e1vky. Poskytnut\u00edm dokladu o pr\u00edjme m\u00f4\u017eete oper\u00e1torovi preuk\u00e1za\u0165, \u017ee m\u00e1te spo\u013eahliv\u00fd zdroj pr\u00edjmu a m\u00f4\u017eete si dovoli\u0165 plati\u0165 mesa\u010dn\u00e9 platby za zmluvn\u00fd telef\u00f3n. Niektor\u00ed poskytovatelia m\u00f4\u017eu by\u0165 ochotn\u00ed prehliadnu\u0165 n\u00edzke kreditn\u00e9 sk\u00f3re, ak preuk\u00e1\u017eete, \u017ee m\u00e1te st\u00e1ly pr\u00edjem, ale aj tak je d\u00f4le\u017eit\u00e9 si uvedomi\u0165, \u017ee samotn\u00e9 preuk\u00e1zanie pr\u00edjmu nemus\u00ed sta\u010di\u0165 na zaru\u010denie schv\u00e1lenia. Poskytovatelia pred prijat\u00edm rozhodnutia st\u00e1le posudzuj\u00fa va\u0161e kreditn\u00e9 sk\u00f3re a \u00faverov\u00fa hist\u00f3riu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negotiate_With_Providers\"><\/span><a><\/a>Vyjedn\u00e1vanie s poskytovate\u013emi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Vyjedn\u00e1vanie s oper\u00e1tormi je \u00fa\u010dinn\u00fd sp\u00f4sob, ako z\u00edska\u0165 zmluvn\u00fd telef\u00f3n so zl\u00fdm \u00faverom, ale zah\u0155\u0148a oslovenie oper\u00e1tora a po\u017eiadanie, \u010di v\u00e1m m\u00f4\u017ee pon\u00faknu\u0165 lep\u0161iu ponuku, napr\u00edklad upustenie od kontroly \u00faveru, zn\u00ed\u017eenie z\u00e1lohy alebo mesa\u010dn\u00e9ho poplatku alebo cenovo dostupnej\u0161\u00ed telef\u00f3n. Pri vyjedn\u00e1van\u00ed s poskytovate\u013emi je d\u00f4le\u017eit\u00e9 by\u0165 zdvoril\u00fd a profesion\u00e1lny, vysvetli\u0165 svoju situ\u00e1ciu a d\u00f4vody, pre\u010do m\u00e1te z\u00e1ujem o zmluvn\u00fd telef\u00f3n. Zd\u00f4raznite svoju ochotu plati\u0165 \u00fa\u010det ka\u017ed\u00fd mesiac na\u010das a svoj z\u00e1v\u00e4zok vo\u010di poskytovate\u013eovi. Ak m\u00e1te nejak\u00e9 pozit\u00edvne faktory, ktor\u00e9 by v\u00e1m mohli pom\u00f4c\u0165, napr\u00edklad dlhodob\u00fd vz\u0165ah s poskytovate\u013eom, nezabudnite ich spomen\u00fa\u0165, preto\u017ee to m\u00f4\u017ee len pom\u00f4c\u0165 vybudova\u0165 d\u00f4veru a zv\u00fd\u0161i\u0165 va\u0161e \u0161ance na z\u00edskanie lep\u0161ej ponuky.<\/p>\n\n\n\n<p>Nezabudnite, \u017ee zlep\u0161enie v\u00e1\u0161ho kreditn\u00e9ho sk\u00f3re m\u00f4\u017ee ma\u0165 v\u00fdznamn\u00fd vplyv aj na va\u0161u schopnos\u0165 z\u00edska\u0165 v bud\u00facnosti \u00faver. Prij\u00edmanie opatren\u00ed na zlep\u0161enie svojho kreditn\u00e9ho sk\u00f3re, ako napr\u00edklad v\u010dasn\u00e9 platenie \u00fa\u010dtov a zni\u017eovanie dlhov, m\u00f4\u017ee ma\u0165 dlhodob\u00fd pozit\u00edvny vplyv na va\u0161u finan\u010dn\u00fa situ\u00e1ciu. Nakoniec si z\u00edskanie zmluvn\u00e9ho telef\u00f3nu so zl\u00fdm \u00faverom m\u00f4\u017ee vy\u017eadova\u0165 ur\u010dit\u00e9 dodato\u010dn\u00e9 \u00fasilie, ale so spr\u00e1vnym pr\u00edstupom je mo\u017en\u00e9 n\u00e1js\u0165 telef\u00f3n, ktor\u00fd vyhovuje va\u0161im potreb\u00e1m a je vhodn\u00fd pre v\u00e1\u0161 rozpo\u010det.<\/p>","protected":false},"excerpt":{"rendered":"<p>Ak m\u00e1te zl\u00fd \u00faver, mo\u017eno sa ob\u00e1vate z\u00edska\u0165 telef\u00f3n so zmluvou. Zmluvn\u00e9 telef\u00f3ny s\u00fa ob\u013e\u00faben\u00e9, preto\u017ee sa \u010dasto dod\u00e1vaj\u00fa s v\u00fdhodnej\u0161\u00edmi ponukami ako mo\u017enosti platenia za pou\u017e\u00edvanie. Zvy\u010dajne v\u0161ak vy\u017eaduj\u00fa kontrolu \u00faverovej bonity, a ak m\u00e1te n\u00edzke kreditn\u00e9 sk\u00f3re, m\u00f4\u017eu v\u00e1s odmietnu\u0165. Ale nebojte sa, st\u00e1le existuj\u00fa sp\u00f4soby, ako...<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/sk\/how-to-get-a-contract-phone-with-bad-credit\/\">\u010c\u00edtajte viac<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-735","post","type-post","status-publish","format-standard","hentry","category-lebara-news","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/posts\/735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/comments?post=735"}],"version-history":[{"count":1,"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/posts\/735\/revisions"}],"predecessor-version":[{"id":755,"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/posts\/735\/revisions\/755"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/media?parent=735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/categories?post=735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/sk\/wp-json\/wp\/v2\/tags?post=735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}