{"id":821,"date":"2023-07-07T16:12:00","date_gmt":"2023-07-07T15:12:00","guid":{"rendered":"https:\/\/mobile.lebara.com\/gb\/en\/blog\/?p=821"},"modified":"2023-08-23T16:19:40","modified_gmt":"2023-08-23T15:19:40","slug":"the-top-5-investment-apps-for-beginners","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/","title":{"rendered":"Cele mai bune 5 aplica\u021bii de investi\u021bii pentru \u00eencep\u0103tori"},"content":{"rendered":"<p>Lumea investi\u021biilor poate fi destul de descurajant\u0103 pentru \u00eencep\u0103tori, cu o mul\u021bime de op\u021biuni \u0219i strategii diferite din care s\u0103 aleag\u0103. Cu toate acestea, vestea bun\u0103 este c\u0103, datorit\u0103 aplica\u021biilor de investi\u021bii din ce \u00een ce mai populare, investirea banilor dvs. a devenit mai u\u0219oar\u0103 ca niciodat\u0103.<\/p>\n\n\n\n<p>Dac\u0103 dori\u021bi s\u0103 \u00eencepe\u021bi s\u0103 investi\u021bi, sunte\u021bi \u00een locul potrivit. \u00cen aceast\u0103 postare, vom explora unele dintre cele mai bune aplica\u021bii de investi\u021bii pentru \u00eencep\u0103tori din Marea Britanie, astfel \u00eenc\u00e2t s\u0103 pute\u021bi \u00eencepe s\u0103 investi\u021bi direct de pe telefon \u0219i s\u0103 \u00eencepe\u021bi s\u0103 v\u0103 construi\u021bi averea chiar de ast\u0103zi.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Cuprins<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Tabelul de con\u021binut\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/#Investment_Apps_for_Beginners_UK\" >Aplica\u021bii de investi\u021bii pentru \u00eencep\u0103tori UK<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/#1_Moneybox\" >1.    Cutia de bani<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/#2_Nutmeg\" >2.    Nuc\u0219oar\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/#3_Fidelity\" >3.    Fidelitate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/#4_eToro\" >4. eToro<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/#5_Trading_212\" >5.    Tranzac\u021bionare 212<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/#Best_Investing_Apps_for_Beginners_UK_%E2%80%93_Investment_Types\" >Cele mai bune aplica\u021bii de investi\u021bii pentru \u00eencep\u0103tori Rom\u00e2nia - Tipuri de investi\u021bii<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/#How_to_Choose_the_Best_Investment_Apps_for_Beginners_UK\" >Cum s\u0103 alege\u021bi cele mai bune aplica\u021bii de investi\u021bii pentru \u00eencep\u0103tori UK<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/#Features_to_Look_for_in_the_Best_Investment_Apps_UK\" >Caracteristicile pe care trebuie s\u0103 le c\u0103uta\u021bi \u00een cele mai bune aplica\u021bii de investi\u021bii din Marea Britanie<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Investment_Apps_for_Beginners_UK\"><\/span>Aplica\u021bii de investi\u021bii pentru \u00eencep\u0103tori UK<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Moneybox\"><\/span>1.    Cutia de bani<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Moneybox este o aplica\u021bie excelent\u0103 pentru \u00eencep\u0103torii care vor s\u0103 se ini\u021bieze \u00een investi\u021bii, dar nu au prea mult\u0103 experien\u021b\u0103. Este u\u0219or de utilizat \u0219i exist\u0103 op\u021biuni de investi\u021bii care v\u0103 permit s\u0103 \u00eencepe\u021bi cu doar 1 \u00a3. Aplica\u021bia ofer\u0103 o gam\u0103 de op\u021biuni de investi\u021bii din care pute\u021bi alege, inclusiv conturi de investi\u021bii generale, ISAs pentru ac\u021biuni \u0219i ac\u021biuni, ISAs pe via\u021b\u0103 \u0219i multe altele.<\/p>\n\n\n\n<p>Unul dintre cele mai bune lucruri la Moneybox este func\u021bia care v\u0103 rotunje\u0219te cump\u0103r\u0103turile de zi cu zi la cea mai apropiat\u0103 lir\u0103 sterlin\u0103 \u0219i investe\u0219te restul pentru dumneavoastr\u0103. Acest lucru o face o aplica\u021bie excelent\u0103 pentru a \u00eencepe s\u0103 investe\u0219ti, f\u0103r\u0103 ca m\u0103car s\u0103 observi c\u0103 banii ies din contul t\u0103u.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Nutmeg\"><\/span>2.    Nuc\u0219oar\u0103<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>O alt\u0103 aplica\u021bie de investi\u021bii popular\u0103 pentru \u00eencep\u0103tori, Nutmeg ofer\u0103 o gam\u0103 de op\u021biuni din care pute\u021bi alege, inclusiv pensii \u0219i ISA. Pute\u021bi \u00eencepe s\u0103 investi\u021bi cu doar 100 de lire sterline, iar aplica\u021bia v\u0103 va ajuta s\u0103 crea\u021bi un portofoliu diversificat pe baza obiectivelor dumneavoastr\u0103 de investi\u021bii \u0219i a toleran\u021bei la risc.<\/p>\n\n\n\n<p>\u00cen plus, Nutmeg este excelent pentru consumatorii con\u0219tien\u021bi, deoarece ofer\u0103 o op\u021biune de investi\u021bii responsabile din punct de vedere social, permi\u021b\u00e2ndu-v\u0103 s\u0103 alege\u021bi s\u0103 investi\u021bi \u00een companii care au un impact pozitiv \u00een lume.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Fidelity\"><\/span>3.    Fidelitate<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Fidelity este o aplica\u021bie de investi\u021bii excelent\u0103 pentru \u00eencep\u0103torii care doresc s\u0103 \u00eenceap\u0103 cu o abordare practic\u0103 a investi\u021biilor. Pute\u021bi alege dintr-o gam\u0103 larg\u0103 de op\u021biuni de investi\u021bii, inclusiv conturi de investi\u021bii generale, pensii personale cu autoinvesti\u021bie (SIPP) \u0219i ISAs cu ac\u021biuni \u0219i ac\u021biuni.<\/p>\n\n\n\n<p>De asemenea, ve\u021bi avea acces la o serie de instrumente de cercetare a investi\u021biilor, care pot fi ideale pentru a v\u0103 ajuta s\u0103 lua\u021bi decizii de investi\u021bii mai bine informate. Aplica\u021bia este bine conceput\u0103 \u0219i u\u0219or de utilizat, iar tu po\u021bi \u00eencepe s\u0103 investe\u0219ti cu doar 25 de lire sterline.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_eToro\"><\/span>4. eToro<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>eToro este o aplica\u021bie de investi\u021bii popular\u0103 care ofer\u0103 o gam\u0103 larg\u0103 de op\u021biuni de investi\u021bii din care pute\u021bi alege, cum ar fi ac\u021biuni, ETF-uri \u0219i criptomonede. Este u\u0219or de utilizat \u0219i tot ce ai nevoie este de 50 de lire sterline pentru a \u00eencepe s\u0103 investe\u0219ti.<\/p>\n\n\n\n<p>Una dintre cele mai bune caracteristici ale acestei aplica\u021bii este tranzac\u021bionarea social\u0103, care v\u0103 permite s\u0103 urm\u0103ri\u021bi \u0219i s\u0103 copia\u021bi tranzac\u021biile altor investitori de succes. \u00cen calitate de \u00eencep\u0103tor, aceasta poate fi o modalitate excelent\u0103 de a \u00eenv\u0103\u021ba mai multe despre investi\u021bii \u0219i de a ob\u021bine poten\u021bial profituri pe parcurs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Trading_212\"><\/span>5.    Tranzac\u021bionare 212<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>O alt\u0103 aplica\u021bie popular\u0103 de investi\u021bii, Trading 212 v\u0103 permite s\u0103 investi\u021bi \u00een ac\u021biuni \u0219i ac\u021biuni, criptomonede, ETF-uri \u0219i multe altele. Po\u021bi \u00eencepe s\u0103 investe\u0219ti cu doar 1 \u00a3, iar aplica\u021bia este u\u0219or de utilizat.<\/p>\n\n\n\n<p>Mai mult, Trading 212 ofer\u0103 tranzac\u021bionare f\u0103r\u0103 comisioane, ceea ce poate fi o modalitate excelent\u0103 de a economisi bani \u00een taxe pe m\u0103sur\u0103 ce \u00eenv\u0103\u021ba\u021bi \u0219i c\u00e2\u0219tiga\u021bi mai mult\u0103 experien\u021b\u0103. Resursele educa\u021bionale disponibile pe aplica\u021bie sunt, de asemenea, excelente - ideale pentru \u00eencep\u0103torii care doresc s\u0103 \u00eenve\u021be mai multe despre investi\u021bii \u00eenainte de a \u00eencepe.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Best_Investing_Apps_for_Beginners_UK_%E2%80%93_Investment_Types\"><\/span>Cele mai bune aplica\u021bii de investi\u021bii pentru \u00eencep\u0103tori Rom\u00e2nia - Tipuri de investi\u021bii<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Aplica\u021biile de investi\u021bii ofer\u0103 o serie de op\u021biuni de investi\u021bii. Unele dintre cele mai populare includ:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Ac\u021biuni \u0219i ac\u021biuni ISA:<\/strong> Conturi de investi\u021bii eficiente din punct de vedere fiscal, care v\u0103 permit s\u0103 investi\u021bi \u00een ac\u021biuni \u0219i titluri de valoare f\u0103r\u0103 a pl\u0103ti impozit pe randamentul investi\u021biilor.<\/li><li><strong>Fonduri tranzac\u021bionate la burs\u0103 (ETF):<\/strong> Fonduri care se tranzac\u021bioneaz\u0103 la burs\u0103, ca \u0219i ac\u021biunile. Acestea urm\u0103resc, de obicei, un anumit indice de pia\u021b\u0103 sau un anumit sector \u0219i reprezint\u0103 o modalitate excelent\u0103 de a investi \u00eentr-un portofoliu diversificat de ac\u021biuni sau obliga\u021biuni.<\/li><li><strong>Stocuri \u0219i ac\u021biuni:<\/strong> Un tip de investi\u021bie tradi\u021bional\u0103, care v\u0103 permite s\u0103 achizi\u021biona\u021bi o parte dintr-o afacere \u0219i s\u0103 ob\u021bine\u021bi randamente ridicate.<\/li><li><strong>Criptomoned\u0103:<\/strong> Monedele digitale precum Bitcoin \u0219i Ethereum au devenit din ce \u00een ce mai populare, exist\u00e2nd numeroase aplica\u021bii dedicate investi\u021biilor \u00een acestea. Cu toate acestea, fi\u021bi con\u0219tien\u021bi de faptul c\u0103 ele pot fi foarte volatile \u0219i riscante.<\/li><li><strong>Obliga\u021biuni:<\/strong> Titluri de crean\u021b\u0103 care v\u0103 permit s\u0103 \u00eemprumuta\u021bi bani unei entit\u0103\u021bi guvernamentale sau unei companii \u00een schimbul pl\u0103\u021bii unei dob\u00e2nzi.<\/li><li><strong>Produse de baz\u0103:<\/strong> Investi\u021biile \u00een m\u0103rfuri precum petrolul, aurul sau produsele agricole pot fi o modalitate bun\u0103 de diversificare a portofoliului dumneavoastr\u0103.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Choose_the_Best_Investment_Apps_for_Beginners_UK\"><\/span>Cum s\u0103 alege\u021bi cele mai bune aplica\u021bii de investi\u021bii pentru \u00eencep\u0103tori UK<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e2nd vine vorba de alegerea celei mai bune aplica\u021bii de investi\u021bii pentru un \u00eencep\u0103tor, exist\u0103 mai mul\u021bi factori importan\u021bi de luat \u00een considerare. C\u00e2teva lucruri cheie de care trebuie s\u0103 \u021bine\u021bi cont sunt urm\u0103toarele:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>U\u0219urin\u021ba de utilizare:<\/strong> \u00cen calitate de \u00eencep\u0103tor, dori\u021bi o aplica\u021bie care s\u0103 fie u\u0219or de utilizat \u0219i de navigat. C\u0103uta\u021bi o interfa\u021b\u0103 u\u0219or de utilizat \u0219i instruc\u021biuni clare. Lua\u021bi \u00een considerare c\u00e2t de u\u0219or este s\u0103 depune\u021bi \u0219i s\u0103 retrage\u021bi fonduri \u0219i s\u0103 cump\u0103ra\u021bi \u0219i s\u0103 <a href=\"https:\/\/blog.lebara.co.uk\/ro\/8-different-ways-to-sell-a-mobile-phone\/\">vinde<\/a> investi\u021bii.<\/li><li><strong>Op\u021biuni de investi\u021bii:<\/strong> Diferite aplica\u021bii de investi\u021bii ofer\u0103 diferite op\u021biuni de investi\u021bii, a\u0219a c\u0103 alege\u021bi una care se aliniaz\u0103 cu obiectivele \u0219i toleran\u021ba la risc.<\/li><li><strong>Taxe<\/strong>: Aplica\u021biile de investi\u021bii pot percepe comisioane pentru diverse servicii, cum ar fi cump\u0103rarea \u0219i v\u00e2nzarea de investi\u021bii sau gestionarea contului. Asigura\u021bi-v\u0103 c\u0103 \u00een\u021belege\u021bi comisioanele asociate aplica\u021biei \u0219i modul \u00een care acestea pot avea un impact asupra randamentelor dvs. generale.<\/li><li><strong>Securitate<\/strong>: C\u00e2nd vine vorba de investi\u021bii, securitatea este esen\u021bial\u0103. C\u0103uta\u021bi aplica\u021bii care utilizeaz\u0103 autentificarea cu doi factori \u0219i alte m\u0103suri de securitate pentru a v\u0103 p\u0103stra \u00een siguran\u021b\u0103 informa\u021biile personale \u0219i financiare. \u00cen plus, trebuie s\u0103 v\u0103 asigura\u021bi c\u0103 aplica\u021bia este reglementat\u0103 de Autoritatea de Conduit\u0103 Financiar\u0103 (FCA).<\/li><li><strong>Resurse educa\u021bionale:<\/strong> \u00cen calitate de \u00eencep\u0103tor, este o idee bun\u0103 s\u0103 alege\u021bi o aplica\u021bie care ofer\u0103 o mul\u021bime de instrumente \u0219i resurse educa\u021bionale pentru a v\u0103 ajuta s\u0103 afla\u021bi mai multe \u0219i s\u0103 \u00eencepe\u021bi. C\u0103uta\u021bi o aplica\u021bie cu tutoriale, articole, videoclipuri \u0219i alte resurse care s\u0103 v\u0103 ajute s\u0103 lua\u021bi decizii mai bune \u00een materie de investi\u021bii.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Features_to_Look_for_in_the_Best_Investment_Apps_UK\"><\/span>Caracteristicile pe care trebuie s\u0103 le c\u0103uta\u021bi \u00een cele mai bune aplica\u021bii de investi\u021bii din Marea Britanie<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Acum c\u0103 \u0219ti\u021bi ce s\u0103 c\u0103uta\u021bi \u00eentr-o aplica\u021bie bun\u0103, ce caracteristici merit\u0103 s\u0103 c\u0103uta\u021bi? Printre caracteristicile excelente oferite de cele mai bune aplica\u021bii se num\u0103r\u0103:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Investi\u021bii minime reduse:<\/strong> O investi\u021bie minim\u0103 ridicat\u0103 poate fi adesea o barier\u0103 pentru \u00eencep\u0103tori. C\u0103uta\u021bi aplica\u021bii cu o investi\u021bie minim\u0103 sc\u0103zut\u0103, astfel \u00eenc\u00e2t s\u0103 pute\u021bi \u00eencepe cu o sum\u0103 mic\u0103 de bani.<\/li><li><strong>Investi\u021bii automate:<\/strong> Investirea automat\u0103 este o caracteristic\u0103 excelent\u0103 pentru \u00eencep\u0103torii care doresc s\u0103 investeasc\u0103 \u00een mod regulat f\u0103r\u0103 a se g\u00e2ndi la asta. Func\u021biile de rotunjire sau depunerile automate regulate sunt caracteristici excelente pe care trebuie s\u0103 le urm\u0103ri\u021bi.<\/li><li><strong>Personalizarea portofoliului:<\/strong> Fiecare investitor are niveluri diferite de toleran\u021b\u0103 la risc \u0219i obiective diferite. C\u0103uta\u021bi o aplica\u021bie care v\u0103 permite s\u0103 v\u0103 personaliza\u021bi portofoliul \u00een func\u021bie de nevoile \u0219i cerin\u021bele dumneavoastr\u0103 specifice.<\/li><li><strong>Investi\u021bii responsabile din punct de vedere social:<\/strong> Dac\u0103 sunte\u021bi interesat s\u0103 investi\u021bi \u00een companii care se aliniaz\u0103 cu valorile dumneavoastr\u0103, c\u0103uta\u021bi aplica\u021bii care ofer\u0103 op\u021biuni de investi\u021bii responsabile din punct de vedere social. Acest lucru v\u0103 permite s\u0103 alege\u021bi s\u0103 investi\u021bi \u00een companii care au un impact pozitiv, cum ar fi cele axate pe justi\u021bie social\u0103 sau sustenabilitate.<\/li><li><strong>Instrumente de cercetare a investi\u021biilor:<\/strong> Dac\u0103 nu ave\u021bi prea mult\u0103 experien\u021b\u0103 \u00een domeniul investi\u021biilor, merit\u0103 s\u0103 alege\u021bi o aplica\u021bie care ofer\u0103 instrumente de resurse pentru investi\u021bii. \u0218tirile de pe pia\u021b\u0103, informa\u021biile \u0219i analizele v\u0103 pot ajuta s\u0103 afla\u021bi mai multe \u0219i s\u0103 lua\u021bi decizii de investi\u021bii mai informate.<\/li><\/ul>\n\n\n\n<p>Fie c\u0103 nu a\u021bi investit niciodat\u0103 p\u00e2n\u0103 acum, fie c\u0103 a\u021bi \u00eenceput recent s\u0103 investi\u021bi \u0219i dori\u021bi s\u0103 v\u0103 diversifica\u021bi \u0219i mai mult portofoliul, exist\u0103 o mul\u021bime de aplica\u021bii de investi\u021bii excelente din care pute\u021bi alege. Av\u00e2nd la dispozi\u021bie diverse op\u021biuni de investi\u021bii, instrumente, func\u021bii \u0219i resurse educa\u021bionale, nu a fost niciodat\u0103 mai u\u0219or s\u0103 v\u0103 construi\u021bi averea de pe smartphone-ul dumneavoastr\u0103.<\/p>","protected":false},"excerpt":{"rendered":"<p>Lumea investi\u021biilor poate fi destul de descurajant\u0103 pentru \u00eencep\u0103tori, cu o mul\u021bime de op\u021biuni \u0219i strategii diferite din care s\u0103 aleag\u0103. Cu toate acestea, vestea bun\u0103 este c\u0103, datorit\u0103 aplica\u021biilor de investi\u021bii din ce \u00een ce mai populare, investirea banilor dvs. a devenit mai u\u0219oar\u0103 ca niciodat\u0103. Dac\u0103 dori\u021bi s\u0103 \u00eencepe\u021bi s\u0103 investi\u021bi, sunte\u021bi \u00een locul potrivit....<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-5-investment-apps-for-beginners\/\">Cite\u0219te mai mult<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-821","post","type-post","status-publish","format-standard","hentry","category-lebara-news","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts\/821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/comments?post=821"}],"version-history":[{"count":1,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts\/821\/revisions"}],"predecessor-version":[{"id":841,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts\/821\/revisions\/841"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/media?parent=821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/categories?post=821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/tags?post=821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}