{"id":812,"date":"2023-07-19T16:12:00","date_gmt":"2023-07-19T15:12:00","guid":{"rendered":"https:\/\/mobile.lebara.com\/gb\/en\/blog\/?p=812"},"modified":"2023-08-23T16:22:23","modified_gmt":"2023-08-23T15:22:23","slug":"how-to-get-a-contract-phone-with-poor-credit","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/ro\/how-to-get-a-contract-phone-with-poor-credit\/","title":{"rendered":"Cum s\u0103 ob\u021bine\u021bi un telefon cu contract cu un credit slab"},"content":{"rendered":"<p>V\u0103 lupta\u021bi s\u0103 ob\u021bine\u021bi un telefon cu contract din cauza unui scor de credit slab? Dac\u0103 acesta este cazul, nu sunte\u021bi singurul. Multe persoane din Marea Britanie se confrunt\u0103 cu aceea\u0219i problem\u0103. De la o plat\u0103 ratat\u0103 \u00een urm\u0103 cu c\u00e2\u021biva ani p\u00e2n\u0103 la o utilizare ridicat\u0103 a cardului de credit, mai multe lucruri pot avea un impact asupra scorului de credit \u0219i v\u0103 pot \u00eengreuna ob\u021binerea telefonului contractual pe care \u00eel dori\u021bi, chiar dac\u0103 \u0219ti\u021bi c\u0103 v\u0103 pute\u021bi permite. Dar nu v\u0103 face\u021bi griji - vestea bun\u0103 este c\u0103 exist\u0103 c\u00e2teva op\u021biuni disponibile pentru a ob\u021bine un telefon cu contract, chiar dac\u0103 ratingul dvs. de credit nu este cel mai bun.<\/p>\n\n\n\n<p>\u00cen acest ghid, vom discuta despre unele dintre cele mai bune modalit\u0103\u021bi de a ob\u021bine un telefon de contact cu un credit slab, precum \u0219i despre unele op\u021biuni alternative de luat \u00een considerare.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Cuprins<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Tabelul de con\u021binut\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/ro\/how-to-get-a-contract-phone-with-poor-credit\/#Contract_Phones_No_Credit_Check\" >Telefoane cu contract: F\u0103r\u0103 verificare de credit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/ro\/how-to-get-a-contract-phone-with-poor-credit\/#Contract_Phones_Bad_Credit\" >Telefoane cu contract: Credit r\u0103u<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/ro\/how-to-get-a-contract-phone-with-poor-credit\/#Contract_Phones_No_Credit_Check_Next_Day_Delivery\" >Telefoane cu contract: F\u0103r\u0103 verificare de credit Livrare \u00een ziua urm\u0103toare<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.lebara.co.uk\/ro\/how-to-get-a-contract-phone-with-poor-credit\/#High_Acceptance_Contract_Phones_%E2%80%93_Are_They_Worth_It\" >Telefoane contractuale cu grad ridicat de acceptare - merit\u0103?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contract_Phones_No_Credit_Check\"><\/span>Telefoane cu contract: F\u0103r\u0103 verificare de credit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Dac\u0103 ave\u021bi un scor de credit slab, este posibil s\u0103 v\u0103 fie dificil s\u0103 ob\u021bine\u021bi un telefon cu contract de la re\u021belele mobile tradi\u021bionale. Dar, din fericire, unele re\u021bele de telefonie mobil\u0103 ofer\u0103 telefoane cu contract f\u0103r\u0103 verificarea creditului. De\u0219i este pu\u021bin probabil s\u0103 ob\u021bine\u021bi cel mai nou \u0219i cel mai bun iPhone \u00een acest mod, poate fi o op\u021biune ideal\u0103 dac\u0103 ave\u021bi nevoie pur \u0219i simplu de un smartphone func\u021bional. \u00cen loc s\u0103 se uite la istoricul dvs. de credit atunci c\u00e2nd depune\u021bi cererea, ace\u0219tia \u00ee\u0219i bazeaz\u0103 decizia pe situa\u021bia dvs. financiar\u0103 actual\u0103.<\/p>\n\n\n\n<p>Dar aceast\u0103 op\u021biune este foarte rar \u00eent\u00e2lnit\u0103, a\u0219a c\u0103 ar merita s\u0103 lua\u021bi \u00een considerare o alternativ\u0103. \u00cen schimb, cump\u0103rarea unui <a href=\"https:\/\/blog.lebara.co.uk\/ro\/the-pros-and-cons-of-buying-a-refurbished-phone\/\">recondi\u021bionat<\/a> smartphone \u00een mod direct \u00eenseamn\u0103 c\u0103 pute\u021bi ob\u021bine telefonul pe care \u00eel dori\u021bi, f\u0103r\u0103 ca acesta s\u0103 se reg\u0103seasc\u0103 \u00een ratingul dumneavoastr\u0103 de credit. Apoi, \u00eel pute\u021bi asocia cu una dintre ofertele lunare de rulment de la Lebara, f\u0103r\u0103 niciun fel de verificare a creditului. \u00cen plus, nu sunte\u021bi legat de un contract de lung\u0103 durat\u0103, ceea ce \u00eenseamn\u0103 c\u0103 pute\u021bi schimba ofertele, pute\u021bi schimba pre\u021burile, pute\u021bi ajusta aloca\u021biile sau chiar pute\u021bi trece la un alt abonament. <a href=\"https:\/\/blog.lebara.co.uk\/ro\/how-to-find-out-what-network-youre-on\/\">re\u021bea<\/a> oric\u00e2nd dori\u021bi, f\u0103r\u0103 penalit\u0103\u021bi sau comisioane.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contract_Phones_Bad_Credit\"><\/span>Telefoane cu contract: Credit r\u0103u<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Dac\u0103 ave\u021bi <a href=\"https:\/\/blog.lebara.co.uk\/ro\/how-to-get-a-contract-phone-with-bad-credit\/\">credit r\u0103u<\/a>, s-ar putea s\u0103 pute\u021bi ob\u021bine \u00een continuare un telefon cu contract - dar poate c\u0103 va trebui s\u0103 proceda\u021bi \u00eentr-un mod u\u0219or diferit. \u00cen unele cazuri, este posibil s\u0103 pute\u021bi fi acceptat pentru un telefon cu contract dac\u0103 sunte\u021bi dispus s\u0103 pl\u0103ti\u021bi un cost ini\u021bial mai mare sau un avans mai mare. Dar, de obicei, exist\u0103 unele avertismente - inclusiv faptul c\u0103 gama de telefoane pentru care pute\u021bi fi eligibil este probabil mai mic\u0103, iar furnizorii pot fi mai pu\u021bin dispu\u0219i s\u0103 v\u0103 lase s\u0103 pleca\u021bi cu cel mai recent telefon de ultim\u0103 genera\u021bie.<\/p>\n\n\n\n<p>\u00cen schimb, este posibil s\u0103 dori\u021bi s\u0103 lua\u021bi \u00een considerare achizi\u021bionarea unui telefon recondi\u021bionat pe care s\u0103 \u00eel utiliza\u021bi cu Lebara folosind o alt\u0103 op\u021biune de credit, cum ar fi un card de credit personal sau, dac\u0103 ave\u021bi acces la unul, un serviciu Buy Now Pay Later, cum ar fi Klarna, Zilch sau Clearpay. Acest lucru v\u0103 permite s\u0103 repartiza\u021bi costul ob\u021binerii noului telefon f\u0103r\u0103 a fi nevoie s\u0103 solicita\u021bi - \u0219i s\u0103 risca\u021bi s\u0103 fi\u021bi respins pentru - un contract de smartphone. \u00cen plus, ve\u021bi avea acces la o gam\u0103 mai larg\u0103 de telefoane, iar telefonul va fi al dvs. \u0219i nu al re\u021belei imediat ce \u00eel cump\u0103ra\u021bi.<\/p>\n\n\n\n<p>Dup\u0103 ce a\u021bi g\u0103sit un telefon care v\u0103 place, asocia\u021bi-l cu o ofert\u0103 de telefonie mobil\u0103 lunar\u0103 numai SIM de la Lebara, \u00eencep\u00e2nd de la doar 5 \u00a3 pe lun\u0103. Acest lucru v\u0103 ofer\u0103 flexibilitatea de a v\u0103 schimba aloca\u021bia \u0219i pre\u021bul \u00een fiecare lun\u0103, \u00een func\u021bie de nevoile dvs. \u00een schimbare, \u00een loc s\u0103 risca\u021bi s\u0103 pierde\u021bi pl\u0103\u021bile dac\u0103 nu sunte\u021bi \u00een m\u0103sur\u0103 s\u0103 v\u0103 achita\u021bi de o tax\u0103 contractual\u0103 lunar\u0103. \u00cen plus, f\u0103r\u0103 verific\u0103ri de credit, nu ve\u021bi fi penalizat cu o sc\u0103dere a ratingului de credit dac\u0103 nu pute\u021bi face o plat\u0103 - pur \u0219i simplu nu cump\u0103ra\u021bi un pachet \u00een luna respectiv\u0103 \u0219i re\u00eencepe\u021bi din nou c\u00e2nd pute\u021bi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contract_Phones_No_Credit_Check_Next_Day_Delivery\"><\/span>Telefoane cu contract: F\u0103r\u0103 verificare de credit Livrare \u00een ziua urm\u0103toare<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u00cen Marea Britanie, este destul de dificil s\u0103 g\u0103se\u0219ti o re\u021bea care s\u0103 nu ofere verificarea creditului \u0219i livrarea \u00een ziua urm\u0103toare. De\u0219i a\u021bi putea fi suficient de norocos s\u0103 fi\u021bi acceptat online \u0219i s\u0103 vi se livreze telefonul a doua zi sau s\u0103 fi\u021bi acceptat \u00een magazin \u0219i s\u0103 pute\u021bi pleca cu noul telefon, nu exist\u0103 nicio garan\u021bie - mai ales dac\u0103 ave\u021bi un rating de credit slab. De\u0219i pute\u021bi utiliza serviciile de comparare pentru a g\u0103si contractele de telefonie pentru care ave\u021bi cele mai mari \u0219anse s\u0103 fi\u021bi eligibil, nu exist\u0103 nici o garan\u021bie c\u0103 ve\u021bi fi acceptat efectiv odat\u0103 ce a\u021bi depus cererea.<\/p>\n\n\n\n<p>Pentru cei mai mul\u021bi oameni, pur \u0219i simplu nu merit\u0103 riscul de a-\u0219i deteriora \u0219i mai mult ratingul de credit prin respingeri de credite. \u00cen plus, dac\u0103 a\u021bi fost deja respins pentru un contract de telefonie, acest lucru ar putea afecta viitoarele solicit\u0103ri pe care le face\u021bi, ceea ce \u00eenseamn\u0103 c\u0103 ar putea trece s\u0103pt\u0103m\u00e2ni \u00eenainte de a putea \u00eencerca din nou \u00een mod realist.<\/p>\n\n\n\n<p>Dac\u0103 reducerea pl\u0103\u021bilor lunare cu un nou contract este principala dvs. preocupare, atunci merit\u0103 s\u0103 lua\u021bi \u00een considerare una dintre ofertele SIM-only de la Lebara. De exemplu, pentru doar 15 lire sterline, pute\u021bi ob\u021bine 30 de zile de minute \u0219i mesaje nelimitate \u00een Marea Britanie \u0219i 30GB de <a href=\"https:\/\/blog.lebara.co.uk\/ro\/which-iphones-support-5g\/\">5G<\/a> date pentru a le utiliza cu telefonul dvs. existent sau cu unul nou. Dac\u0103 telefonul dvs. existent func\u021bioneaz\u0103 \u00eenc\u0103 bine, ar putea fi util s\u0103 schimba\u021bi acum pentru a economisi bani \u0219i pentru a v\u0103 folosi economiile pentru a achizi\u021biona un nou telefon \u00een viitor.<\/p>\n\n\n\n<p>Sau, dac\u0103 ave\u021bi nevoie de un telefon nou m\u00e2ine, lua\u021bi \u00een considerare o alt\u0103 op\u021biune de cump\u0103rare, cum ar fi un card de credit, economii sau Cump\u0103ra\u021bi acum \u0219i pl\u0103ti\u021bi mai t\u00e2rziu. Utilizarea unui credit pentru care a\u021bi fost deja acceptat va reduce riscul de deteriorare a scorului dvs. de credit prin respingerea unui contract \u0219i v\u0103 pute\u021bi \u00eembun\u0103t\u0103\u021bi scorul de credit prin rambursarea la timp a acestuia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"High_Acceptance_Contract_Phones_%E2%80%93_Are_They_Worth_It\"><\/span>Telefoane contractuale cu grad ridicat de acceptare - merit\u0103?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Este posibil s\u0103 lua\u021bi \u00een considerare telefoanele cu contract de acceptare ridicat dac\u0103 ave\u021bi un rating de credit slab \u0219i dori\u021bi un nou telefon. Dar merit\u0103? De\u0219i s-ar putea s\u0103 ave\u021bi o \u0219ans\u0103 mai mare de a fi acceptat cu aceste telefoane, exist\u0103 c\u00e2teva dezavantaje de luat \u00een considerare.<\/p>\n\n\n\n<p>\u00cen primul r\u00e2nd, vi se va cere adesea s\u0103 pl\u0103ti\u021bi o sum\u0103 mai mare \u00een avans pentru a ob\u021bine contractul. Aceasta ar putea fi de sute de lire sterline - de fapt, s-ar putea s\u0103 nu fie mai scump s\u0103 cump\u0103ra\u021bi un telefon recondi\u021bionat! A\u0219adar, g\u00e2ndi\u021bi-v\u0103 dac\u0103 merit\u0103 s\u0103 pl\u0103ti\u021bi \u00een plus \u0219i c\u0103uta\u021bi op\u021biuni alternative.<\/p>\n\n\n\n<p>\u00cen al doilea r\u00e2nd, este posibil s\u0103 nu ave\u021bi acces la cele mai recente telefoane mobile. Furnizorii v\u0103 vor evalua nivelul de risc \u0219i, dac\u0103 ave\u021bi un rating de credit slab, s-ar putea s\u0103 nu se simt\u0103 confortabil s\u0103 v\u0103 v\u00e2nd\u0103 un telefon nou \u0219i scump, cum ar fi un iPhone 14 Pro, \u00een baza unui contract. De\u0219i acest lucru s-ar putea s\u0103 nu v\u0103 deranjeze dac\u0103 sunte\u021bi mul\u021bumit cu un telefon mai vechi, s-ar putea s\u0103 nu merite pentru dumneavoastr\u0103 dac\u0103 dori\u021bi cele mai noi \u0219i cele mai bune.<\/p>\n\n\n\n<p>\u0218i, \u00een cele din urm\u0103, lua\u021bi \u00een considerare poten\u021bialul impact viitor asupra scorului de credit. Dac\u0103 ave\u021bi deja multe cheltuieli lunare sau datorii de rambursat, un telefon cu contract de acceptare ridicat\u0103 ar putea \u00eensemna c\u0103 ave\u021bi un nou telefon - dar ar putea ad\u0103uga \u0219i mai mult la cheltuielile lunare. \u0218i, f\u0103r\u0103 flexibilitate p\u00e2n\u0103 la data de \u00eencheiere, vi se va cere s\u0103 efectua\u021bi aceste pl\u0103\u021bi sau ve\u021bi avea parte de lovituri suplimentare la nivelul ratingului de credit care ar putea s\u0103 v\u0103 afecteze \u0219i mai mult capacitatea de a ob\u021bine credite.<\/p>\n\n\n\n<p>De\u0219i este posibil s\u0103 ob\u021bine\u021bi un telefon cu contract cu un rating de credit slab, merit\u0103 s\u0103 analiza\u021bi toate alternativele. Contractele de telefonie cu un credit slab includ adesea taxe ini\u021biale ridicate, taxe lunare ridicate \u0219i o selec\u021bie restr\u00e2ns\u0103 de telefoane din care pute\u021bi alege. Din fericire, cu alternative precum telefoanele recondi\u021bionate, alte op\u021biuni de credit \u0219i ofertele SIM-only de 30 de zile, pute\u021bi ob\u021bine telefonul pe care \u00eel dori\u021bi f\u0103r\u0103 a fi nevoie s\u0103 v\u0103 face\u021bi griji c\u0103 scorul de credit v\u0103 va \u00eempiedica.<\/p>","protected":false},"excerpt":{"rendered":"<p>V\u0103 lupta\u021bi s\u0103 ob\u021bine\u021bi un telefon cu contract din cauza unui scor de credit slab? Dac\u0103 acesta este cazul, nu sunte\u021bi singurul. Multe persoane din Marea Britanie se confrunt\u0103 cu aceea\u0219i problem\u0103. De la o plat\u0103 ratat\u0103 \u00een urm\u0103 cu c\u00e2\u021biva ani p\u00e2n\u0103 la o utilizare ridicat\u0103 a cardului de credit, mai multe lucruri pot avea un impact asupra scorului de credit \u0219i pot face dificil\u0103...<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/ro\/how-to-get-a-contract-phone-with-poor-credit\/\">Cite\u0219te mai mult<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-812","post","type-post","status-publish","format-standard","hentry","category-lebara-news","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts\/812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/comments?post=812"}],"version-history":[{"count":1,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts\/812\/revisions"}],"predecessor-version":[{"id":832,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts\/812\/revisions\/832"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/media?parent=812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/categories?post=812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/tags?post=812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}