{"id":428,"date":"2021-08-22T08:58:46","date_gmt":"2021-08-22T07:58:46","guid":{"rendered":"http:\/\/10.202.100.126\/gb\/en\/blog\/?p=428"},"modified":"2021-09-22T08:59:12","modified_gmt":"2021-09-22T07:59:12","slug":"reducing-your-monthly-outgoings-practical-tips-for-families","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/ro\/reducing-your-monthly-outgoings-practical-tips-for-families\/","title":{"rendered":"Reducerea cheltuielilor lunare: Sfaturi practice pentru familii"},"content":{"rendered":"<p>Via\u021ba de familie poate fi pe c\u00e2t de costisitoare, pe at\u00e2t de agitat\u0103. De la costul <a href=\"https:\/\/blog.lebara.co.uk\/ro\/the-top-7-recipe-apps\/\">alimente<\/a> la cump\u0103r\u0103turile de haine, costul de func\u021bionare a unui magazin de <a href=\"https:\/\/blog.lebara.co.uk\/ro\/can-passengers-use-mobile-phones-in-cars\/\">ma\u0219in\u0103<\/a> la chirie sau ipotec\u0103, exist\u0103 o mul\u021bime de cheltuieli care se adun\u0103 rapid \u0219i care v\u0103 diminueaz\u0103 soldul bancar.<\/p>\n\n\n\n<p>Ca atare, economisirea banilor poate fi dificil\u0103 pentru familii, \u00een special pentru p\u0103rin\u021bii cu copii mici. Este u\u0219or s\u0103 vede\u021bi cum se diminueaz\u0103 contul de economii \u0219i cum cresc datoriile la c\u0103r\u021bile de credit, dar cu c\u00e2teva sfaturi practice de economisire a banilor, a\u021bi putea reduce costurile de \u00eentre\u021binere a familiei dumneavoastr\u0103 tinere.<\/p>\n\n\n\n<p>S\u0103 \u00eenve\u021bi cum s\u0103 economise\u0219ti bani poate p\u0103rea descurajant, dar cu pu\u021bin\u0103 munc\u0103 \u0219i angajament, ai putea economisi o mul\u021bime de bani care ar putea fi folosi\u021bi pentru viitorul familiei tale.<\/p>\n\n\n\n<p>Dac\u0103 sunte\u021bi \u00een c\u0103utarea celor mai bune modalit\u0103\u021bi de a economisi bani pe facturi \u0219i alte costuri \u00een 2021, atunci iat\u0103 c\u00e2teva metode practice pe care le pute\u021bi folosi pentru a v\u0103 reduce cheltuielile lunare, bucur\u00e2ndu-v\u0103 \u00een acela\u0219i timp de via\u021b\u0103.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Cuprins<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Tabelul de con\u021binut\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/ro\/reducing-your-monthly-outgoings-practical-tips-for-families\/#Understand_Where_Your_Money_Is_Going\" >\u00cen\u021belege\u021bi unde se duc banii dvs.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/ro\/reducing-your-monthly-outgoings-practical-tips-for-families\/#Buy_Essentials_In_Bulk\" >Cump\u0103ra\u021bi produse esen\u021biale \u00een vrac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/ro\/reducing-your-monthly-outgoings-practical-tips-for-families\/#Save_Money_On_Your_Phone_Plan\" >Economisi\u021bi bani pe planul dvs. de telefonie<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understand_Where_Your_Money_Is_Going\"><\/span>\u00cen\u021belege\u021bi unde se duc banii dvs.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Primul pas pentru a v\u0103 ajuta s\u0103 economisi\u021bi bani este s\u0103 \u00een\u021belege\u021bi unde se duc ace\u0219tia \u00een fiecare lun\u0103. Scrie\u021bi tot ceea ce cheltui\u021bi \u0219i vede\u021bi dac\u0103 exist\u0103 domenii \u00een care a\u021bi putea reduce costurile.<\/p>\n\n\n\n<p>De exemplu, dac\u0103 ave\u021bi abonamente sau pl\u0103ti\u021bi pentru servicii de streaming \u00een fiecare lun\u0103, dar nu le folosi\u021bi la maxim, atunci anularea unora dintre ele ar putea fi de ajutor.<\/p>\n\n\n\n<p>\u00cen plus, dac\u0103 \u00eenfiin\u021ba\u021bi un ordin de plat\u0103 permanent \u00een orice cont de economii pe care \u00eel ave\u021bi pe numele dumneavoastr\u0103, pute\u021bi \u00eencepe s\u0103 economisi\u021bi f\u0103r\u0103 s\u0103 face\u021bi niciun efort. Folosi\u021bi surplusul de bani pe care \u00eel ave\u021bi acum c\u0103 v-a\u021bi eficientizat finan\u021bele familiei.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Buy_Essentials_In_Bulk\"><\/span>Cump\u0103ra\u021bi produse esen\u021biale \u00een vrac<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u00cen afar\u0103 de costurile cu locuin\u021ba, asigurarea auto \u0219i alte facturi, una dintre cele mai mari cheltuieli pe care majoritatea familiilor <a href=\"https:\/\/blog.lebara.co.uk\/ro\/how-does-face-recognition-on-mobile-phones-work\/\">fa\u021b\u0103<\/a> este costul alimentelor \u0219i <a href=\"https:\/\/blog.lebara.co.uk\/ro\/how-to-keep-your-phone-clean\/\">cur\u0103\u021bare<\/a> produse, at\u00e2t pentru cas\u0103, c\u00e2t \u0219i pentru membrii familiei.<\/p>\n\n\n\n<p>Prin cump\u0103rarea \u00een vrac a articolelor care nu sunt perisabile, cum ar fi orezul, pastele, \u00een\u0103lbitorul \u0219i \u0219amponul \u00een vrac, a\u021bi putea economisi o mul\u021bime de bani \u00een fiecare lun\u0103 pentru a cheltui pe alte lucruri pe care le <a href=\"https:\/\/blog.lebara.co.uk\/ro\/the-best-apps-for-couples-in-a-long-distance-relationship\/\">dragoste<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Save_Money_On_Your_Phone_Plan\"><\/span>Economisi\u021bi bani pe planul dvs. de telefonie<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Plata unui contract pentru un smartphone poate fi costisitoare, \u00een special dac\u0103 ave\u021bi un model de v\u00e2rf de gam\u0103 scump \u0219i trebuie s\u0103 achita\u021bi costul acestuia \u00een fiecare lun\u0103.<\/p>\n\n\n\n<p>Cel mai bun mod de a economisi bani pe <a href=\"https:\/\/blog.lebara.co.uk\/ro\/the-iphone-13-our-guide\/\">mobil<\/a> acoperire este de a pl\u0103ti contractul, atunci lua\u021bi \u00een considerare un <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/best-sim-only-deals\/c\/simo-contract\" target=\"_blank\" rel=\"noreferrer noopener\">Planul SIM-only<\/a>. Ofertele noastre SIM-only v\u0103 pot permite s\u0103 ob\u021bine\u021bi c\u00e2t mai multe <a href=\"https:\/\/blog.lebara.co.uk\/ro\/how-to-find-out-what-network-youre-on\/\">re\u021bea<\/a> acoperire de care ave\u021bi nevoie, f\u0103r\u0103 a fi legat de un contract.<\/p>\n\n\n\n<p>Ave\u021bi flexibilitatea de a v\u0103 anula planul la sf\u00e2r\u0219itul lunii, de a face upgrade pentru a ob\u021bine o ofert\u0103 mai bun\u0103 sau de a utiliza <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/bolton\" target=\"_blank\" rel=\"noreferrer noopener\">suplimente<\/a> pentru a ob\u021bine datele, minutele \u0219i mesajele de care ave\u021bi nevoie.<\/p>\n\n\n\n<p>Cu aceste planuri flexibile, pute\u021bi beneficia de o acoperire excelent\u0103 f\u0103r\u0103 a fi legat de un contract. Dac\u0103 ave\u021bi nevoie de un nou telefon, pute\u021bi cump\u0103ra unul ieftin sau <a href=\"http:\/\/10.202.100.126\/gb\/en\/blog\/the-factors-to-think-about-when-choosing-a-refurbished-smartphone\/\" target=\"_blank\" rel=\"noreferrer noopener\">lua\u021bi \u00een considerare un telefon mobil recondi\u021bionat<\/a> pentru a ob\u021bine un dispozitiv de calitate la un pre\u021b mai mic dec\u00e2t unul nou.<\/p>\n\n\n\n<p>Dac\u0103 vrei s\u0103 faci bani de acas\u0103 \u0219i s\u0103 \u00eembun\u0103t\u0103\u021be\u0219ti finan\u021bele familiei tale, atunci ai putea lua \u00een considerare posibilitatea de a te al\u0103tura echipei noastre de <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/how-to-refer-and-earn\" target=\"_blank\" rel=\"noreferrer noopener\">Recomand\u0103 \u0219i c\u00e2\u0219tig\u0103<\/a> schema.<\/p>\n\n\n\n<p>Urm\u00e2nd acest ghid \u0219i fiind proactivi \u00een ceea ce prive\u0219te preluarea controlului asupra finan\u021belor familiei dumneavoastr\u0103, pute\u021bi reduce cheltuielile familiei dumneavoastr\u0103 \u0219i pute\u021bi s\u0103 p\u0103stra\u021bi o parte din bani deoparte pentru a-i cheltui pentru viitorul familiei dumneavoastr\u0103.<\/p>","protected":false},"excerpt":{"rendered":"<p>Via\u021ba de familie poate fi pe c\u00e2t de costisitoare, pe at\u00e2t de agitat\u0103. De la costul m\u00e2nc\u0103rii la cump\u0103r\u0103turile de haine, de la costul ma\u0219inii la chirie sau ipotec\u0103, exist\u0103 o mul\u021bime de cheltuieli care se adun\u0103 rapid \u0219i v\u0103 diminueaz\u0103 soldul bancar. Ca atare, economisirea banilor poate fi dificil\u0103 pentru familii, \u00een special pentru p\u0103rin\u021bii...<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/ro\/reducing-your-monthly-outgoings-practical-tips-for-families\/\">Cite\u0219te mai mult<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[25],"tags":[30],"class_list":["post-428","post","type-post","status-publish","format-standard","hentry","category-savings","tag-savings","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts\/428","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/comments?post=428"}],"version-history":[{"count":1,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts\/428\/revisions"}],"predecessor-version":[{"id":430,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/posts\/428\/revisions\/430"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/media?parent=428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/categories?post=428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ro\/wp-json\/wp\/v2\/tags?post=428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}