{"id":650,"date":"2025-01-27T16:31:00","date_gmt":"2025-01-27T16:31:00","guid":{"rendered":"https:\/\/mobile.lebara.com\/gb\/en\/blog\/?p=650"},"modified":"2025-02-27T09:15:55","modified_gmt":"2025-02-27T09:15:55","slug":"5-tips-to-save-money-in-2023","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/lv\/5-tips-to-save-money-in-2023\/","title":{"rendered":"5 padomi, k\u0101 ietaup\u012bt naudu 2025. gad\u0101"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Satura r\u0101d\u012bt\u0101js<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"P\u0101rsl\u0113gt satura tabulu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">P\u0101rsl\u0113gt<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/lv\/5-tips-to-save-money-in-2023\/#Introduction\" >Ievads<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/lv\/5-tips-to-save-money-in-2023\/#1_Set_aside_savings\" >1. Set aside savings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/lv\/5-tips-to-save-money-in-2023\/#2_Move_your_credit_card_balance_to_a_0_interest_card\" >2. Move your credit card balance to a 0% interest card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.lebara.co.uk\/lv\/5-tips-to-save-money-in-2023\/#3_Get_rid_of_unused_memberships_and_subscriptions_youre_paying_for_but_dont_use\" >3. Get rid of unused memberships and subscriptions you&#8217;re paying for but don&#8217;t use<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blog.lebara.co.uk\/lv\/5-tips-to-save-money-in-2023\/#4_Switch_to_a_cheaper_contract_free_mobile_plan\" >4. Switch to a cheaper, contract free mobile plan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blog.lebara.co.uk\/lv\/5-tips-to-save-money-in-2023\/#5_Switch_to_homemade_coffee_and_stop_buying_bottled_water\" >5. Switch to homemade coffee and stop buying bottled water<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blog.lebara.co.uk\/lv\/5-tips-to-save-money-in-2023\/#Conclusion\" >Secin\u0101jums<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Ievads<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Jaunais gads ir saist\u012bts ar lielu motiv\u0101ciju un ap\u0146\u0113m\u012bbu. Daudzi no mums ir s\u0101ku\u0161i gadu ar lieliem m\u0113r\u0137iem, lai pal\u012bdz\u0113tu mums ietaup\u012bt vai <a href=\"https:\/\/blog.lebara.co.uk\/lv\/the-top-5-investment-apps-for-beginners\/\">invest\u0113t<\/a> naudu. Tom\u0113r pa\u0161reiz\u0113j\u0101 dz\u012bves d\u0101rdz\u012bbas kr\u012bze apgr\u016btina naudas taup\u012b\u0161anu, un p\u0113t\u012bjumi liecina, ka. <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/blog\/cost-of-living-crunch-hits-households\/\">60% britu sagaida, ka r\u0113\u0137ini tuv\u0101kajos m\u0113ne\u0161os pieaugs par 100 m\u0101rci\u0146\u0101m vai vair\u0101k.<\/a>, kas, visticam\u0101k, v\u0113l vair\u0101k apgr\u016btin\u0101s j\u016bsu finanses.<\/p>\n\n\n\n<p>Ta\u010du joproj\u0101m ir gudri veidi, k\u0101 ietaup\u012bt gr\u016bti nopeln\u012bto naudu.  M\u0113s esam izstr\u0101d\u0101ju\u0161i 5 vienk\u0101r\u0161us padomus, kas var pal\u012bdz\u0113t jums ietaup\u012bt naudu. <a href=\"https:\/\/blog.lebara.co.uk\/lv\/the-top-five-budget-smartphones-in-the-uk\/\">bud\u017eets<\/a> nedaudz t\u0101l\u0101k.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Set_aside_savings\"><\/span>1. <strong>Atlicin\u0101t uzkr\u0101jumus<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pirmais solis, lai ietaup\u012btu naudu, ir atlicin\u0101t noteiktu procentu\u0101lo da\u013cu no saviem ien\u0101kumiem, ko j\u016bs vienk\u0101r\u0161i ietaup\u012bsiet vai ieguld\u012bsiet. To var izdar\u012bt, izveidojot ieradumu atlikt naudu, ko j\u016bs <a href=\"https:\/\/blog.lebara.co.uk\/lv\/how-to-transfer-apps-to-a-new-phone\/\">p\u0101rs\u016bt\u012b\u0161ana<\/a> no sava nor\u0113\u0137inu konta uz kr\u0101jkontu vai iestatot tie\u0161o debetu, kas katru m\u0113nesi autom\u0101tiski p\u0101rskaita noteiktu summu uzreiz p\u0113c algas sa\u0146em\u0161anas. \u0160\u0101di r\u012bkojoties, ir viegl\u0101k sekot l\u012bdzi saviem uzkr\u0101jumu m\u0113r\u0137iem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Move_your_credit_card_balance_to_a_0_interest_card\"><\/span>2. <strong>Kred\u012btkartes atlikuma p\u0101rcel\u0161ana uz 0% procentu karti<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ja j\u016bsu kred\u012btkart\u0113 ir atlikums, iesp\u0113jams, ir pien\u0101cis laiks apsv\u0113rt iesp\u0113ju p\u0101rcelt atlikumu uz 0% procentu karti. \u0160\u0101da veida karti var izmantot div\u0113j\u0101di: vai nu p\u0101rcelt pa\u0161reiz\u0113jo atlikumu un pak\u0101peniski to atmaks\u0101t (kas ilgtermi\u0146\u0101 ietaup\u012bs naudu), vai ar\u012b ar jauno karti veikt liel\u0101kus pirkumus, vienlaikus katru m\u0113nesi atmaks\u0101jot p\u0113c iesp\u0113jas liel\u0101ku summu (un p\u0113c tam p\u0101riet atpaka\u013c, kad beidzas akcijas periods).<\/p>\n\n\n\n<p>0% procentu karte nav attaisnojums p\u0101rm\u0113r\u012bgiem t\u0113ri\u0146iem, vienm\u0113r \u0146emiet v\u0113r\u0101, ka t\u0113r\u0113jat tikai to, ko varat at\u013cauties, un atcerieties, ka j\u016bsu m\u0113r\u0137is ir ietaup\u012bt naudu! &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Get_rid_of_unused_memberships_and_subscriptions_youre_paying_for_but_dont_use\"><\/span>3. <strong>Atbr\u012bvojieties no neizmantotajiem abonementiem un abonementiem, par kuriem maks\u0101jat, bet neizmantojat.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Atceliet neizmantot\u0101s dal\u012bbas un abonementus, par kuriem maks\u0101jat, bet kurus neizmantojat.<\/p>\n\n\n\n<p>Ja maks\u0101jat ikm\u0113ne\u0161a maksu par sporta z\u0101li, bet to izmantojat reti, apsveriet, vai varat vingrot m\u0101j\u0101s vai s\u0101kt nodarboties ar k\u0101du bezmaksas sporta veidu, piem\u0113ram, skrie\u0161anu vai skrie\u0161anu.<\/p>\n\n\n\n<p>Apsveriet ar\u012b iesp\u0113ju atcelt abonementus, piem\u0113ram, m\u016bzikas, video un citus izklaides satura pakalpojumus, kuru jums ir p\u0101r\u0101k daudz un kurus ne vienm\u0113r izmantojat. Izskatiet visu abonementu sarakstu un samaziniet visus abonementus, kurus p\u0113d\u0113jo 3 m\u0113ne\u0161u laik\u0101 esat izmantojis ret\u0101k nek\u0101 vienu reizi.<\/p>\n\n\n\n<p>P\u0101rbaudiet ar\u012b, vai k\u0101ds no j\u016bsu pakalpojumiem pied\u0101v\u0101 \u0123imenes vai m\u0101jsaimniec\u012bbas pl\u0101nus, lai j\u016bs var\u0113tu dal\u012bt izmaksas ar citiem \u0123imenes\/saimniec\u012bbas locek\u013ciem un ietaup\u012bt uz to r\u0113\u0137ina!<\/p>\n\n\n\n<p>B\u016bsiet p\u0101rsteigts, cik daudz laika gait\u0101 \u0161o s\u012bkumu summa palielin\u0101s.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Switch_to_a_cheaper_contract_free_mobile_plan\"><\/span>4. <strong>P\u0101reja uz l\u0113t\u0101ku mobilo sakaru pl\u0101nu bez l\u012bguma<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ilgtermi\u0146a mobilo sakaru l\u012bgumi, kuru noteikumos ir iek\u013cauts ikgad\u0113js cenu pieaugums, laika gait\u0101 var iev\u0113rojami palielin\u0101t izmaksas. Ja tuvojas j\u016bsu pa\u0161reiz\u0113j\u0101 mobil\u0101 t\u0101lru\u0146a l\u012bguma termi\u0146a beigas, iesak\u0101m p\u0101riet uz l\u0113t\u0101ku elast\u012bgu variantu. <a href=\"https:\/\/blog.lebara.co.uk\/lv\/is-a-sim-only-phone-worth-having\/\">Tikai SIM karte<\/a> pl\u0101ns. <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/\">Lebara<\/a> pied\u0101v\u0101 30 dienu sl\u012bdo\u0161us pied\u0101v\u0101jumus, s\u0101kot tikai no \u00a35 par 5 GB datu. Ja jums nepiecie\u0161ams vair\u0101k datu vai min\u016b\u0161u, izv\u0113lieties k\u0101du no 10 GB - neierobe\u017eotu pl\u0101nu ar fiks\u0113t\u0101m cen\u0101m un iesp\u0113ju jebkur\u0101 laik\u0101 main\u012bt\/atcelt bez soda naudas vai bez maksas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Switch_to_homemade_coffee_and_stop_buying_bottled_water\"><\/span>5. <strong>P\u0101rejiet uz m\u0101j\u0101s gatavotu kafiju un p\u0101rtrauciet pirkt \u016bdeni pudel\u0113s.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ja esat viens no t\u016bksto\u0161iem britu, kas t\u0113r\u0113 veselu bag\u0101t\u012bbu, p\u0113rkot kafiju \u0101rpus m\u0101jas, apsveriet iesp\u0113ju p\u0101riet uz kafijas pagatavo\u0161anu m\u0101j\u0101s\/biroj\u0101 vai pat ieguld\u012bt naudu skaist\u0101 kafijas autom\u0101t\u0101, kas, iesp\u0113jams, ilgtermi\u0146\u0101 pal\u012bdz\u0113s jums ietaup\u012bt naudu.  Saglab\u0101jiet grezn\u0101s latte un kapu\u010d\u012bno tikai reiz\u0113m!<\/p>\n\n\n\n<p>&nbsp;P\u0101rtrauciet pirkt \u016bdeni pudel\u0113s. J\u016bs ne tikai pal\u012bdz\u0113siet plan\u0113tai, samazinot nevajadz\u012bgas plastmasas daudzumu, bet ar\u012b ietaup\u012bsiet krietnu naudas summu sav\u0101 kabat\u0101. Ieg\u0101d\u0101jieties vair\u0101kk\u0101rt lietojamu \u016bdens pudeli un n\u0113s\u0101jiet to l\u012bdzi, lai dienas izbraukuma laik\u0101 nevajadz\u0113tu lieki piest\u0101t veikal\u0101 p\u0113c dz\u0113riena.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Secin\u0101jums<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u0113s ceram, ka \u0161ie padomi pal\u012bdz\u0113s jums ietaup\u012bt naudu! Ja mekl\u0113jat veidus, k\u0101 nopeln\u012bt papildu naudu un vienlaikus ar\u012b ietaup\u012bt, iepaz\u012bstieties ar da\u017eiem padomiem, k\u0101 to izdar\u012bt no m\u0101j\u0101m.&nbsp; <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/blog\/quick-easy-ways-to-earn-extra-cash-from-the-comfort-of-home\/\">\u0161eit.<\/a><\/p>\n\n\n\n<p><strong>Atruna<\/strong>: \u0160is raksts ir visp\u0101r\u012bgs un attiecas uz parastiem veidiem, k\u0101 veidot uzkr\u0101jumus, un nav uzskat\u0101ms par profesion\u0101lu finan\u0161u konsult\u0101ciju. Pirms jebkuru finan\u0161u produktu, piem\u0113ram, kred\u012btkar\u0161u\/ bankas kontu atv\u0113r\u0161anas, jums j\u0101v\u0113r\u0161as pie atz\u012bta finan\u0161u konsultanta.<\/p>","protected":false},"excerpt":{"rendered":"<p>Ievads Jaunais gads ir saist\u012bts ar lielu motiv\u0101ciju un ap\u0146\u0113m\u012bbu. Daudzi no mums ir s\u0101ku\u0161i \u0161o gadu ar lieliem m\u0113r\u0137iem, kas pal\u012bdz\u0113s mums ietaup\u012bt vai ieguld\u012bt naudu. Tom\u0113r nep\u0101rtraukt\u0101 dz\u012bves d\u0101rdz\u012bbas kr\u012bze apgr\u016btina naudas taup\u012b\u0161anu, un p\u0113t\u012bjumi liecina, ka 60% britu sagaida, ka vi\u0146u r\u0113\u0137ini pieaugs par 100 m\u0101rci\u0146\u0101m...<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/lv\/5-tips-to-save-money-in-2023\/\">Las\u012bt vair\u0101k<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[25],"tags":[],"class_list":["post-650","post","type-post","status-publish","format-standard","hentry","category-savings","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/posts\/650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/comments?post=650"}],"version-history":[{"count":4,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/posts\/650\/revisions"}],"predecessor-version":[{"id":2866,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/posts\/650\/revisions\/2866"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/media?parent=650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/categories?post=650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/tags?post=650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}