{"id":428,"date":"2021-08-22T08:58:46","date_gmt":"2021-08-22T07:58:46","guid":{"rendered":"http:\/\/10.202.100.126\/gb\/en\/blog\/?p=428"},"modified":"2021-09-22T08:59:12","modified_gmt":"2021-09-22T07:59:12","slug":"reducing-your-monthly-outgoings-practical-tips-for-families","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/lv\/reducing-your-monthly-outgoings-practical-tips-for-families\/","title":{"rendered":"Ikm\u0113ne\u0161a izdevumu samazin\u0101\u0161ana: Praktiski padomi \u0123imen\u0113m"},"content":{"rendered":"<p>\u0122imenes dz\u012bve var b\u016bt gan d\u0101rga, gan drud\u017eaina. No izmaks\u0101m par <a href=\"https:\/\/blog.lebara.co.uk\/lv\/the-top-7-recipe-apps\/\">p\u0101rtika<\/a> iepirkties dr\u0113b\u0113m, izmaksas, kas saist\u012btas ar ap\u0123\u0113rbu ieg\u0101di. <a href=\"https:\/\/blog.lebara.co.uk\/lv\/can-passengers-use-mobile-phones-in-cars\/\">auto<\/a> Papildus \u012bres vai hipotek\u0101rajam kred\u012btam ir daudz izdevumu, kas \u0101tri vien palielin\u0101s un samazina j\u016bsu bankas bilanci.<\/p>\n\n\n\n<p>T\u0101p\u0113c \u0123imen\u0113m, jo \u012bpa\u0161i vec\u0101kiem ar maziem b\u0113rniem, var b\u016bt gr\u016bti ietaup\u012bt naudu. Ir viegli v\u0113rot, k\u0101 samazin\u0101s j\u016bsu kr\u0101jkonts un pieaug kred\u012btkar\u0161u par\u0101ds, ta\u010du, izmantojot da\u017eus praktiskus naudas taup\u012b\u0161anas padomus, j\u016bs varat samazin\u0101t savas jaun\u0101s \u0123imenes uztur\u0113\u0161anas izmaksas.<\/p>\n\n\n\n<p>M\u0101c\u012b\u0161an\u0101s taup\u012bt naudu var \u0161\u0137ist bied\u0113jo\u0161a, ta\u010du, ieguldot mazliet smaga darba un ap\u0146\u0113m\u012bbas, j\u016bs varat ietaup\u012bt daudz naudas, ko var\u0113tu izmantot \u0123imenes n\u0101kotnei.<\/p>\n\n\n\n<p>Ja mekl\u0113jat lab\u0101kos veidus, k\u0101 2021. gad\u0101 ietaup\u012bt naudu uz r\u0113\u0137iniem un cit\u0101m izmaks\u0101m, tad \u0161eit ir da\u017ei praktiski veidi, k\u0101 samazin\u0101t ikm\u0113ne\u0161a izdevumus, vienlaikus baudot dz\u012bvi.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Satura r\u0101d\u012bt\u0101js<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"P\u0101rsl\u0113gt satura tabulu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">P\u0101rsl\u0113gt<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/lv\/reducing-your-monthly-outgoings-practical-tips-for-families\/#Understand_Where_Your_Money_Is_Going\" >Izpratne par to, kur tiek novirz\u012bta j\u016bsu nauda<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/lv\/reducing-your-monthly-outgoings-practical-tips-for-families\/#Buy_Essentials_In_Bulk\" >Nopirkt pamatlietas bez taras<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/lv\/reducing-your-monthly-outgoings-practical-tips-for-families\/#Save_Money_On_Your_Phone_Plan\" >Ietaupiet naudu par t\u0101lru\u0146a pl\u0101nu<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understand_Where_Your_Money_Is_Going\"><\/span>Izpratne par to, kur tiek novirz\u012bta j\u016bsu nauda<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pirmais solis, kas pal\u012bdz\u0113s jums ietaup\u012bt naudu, ir saprast, kur katru m\u0113nesi t\u0101 non\u0101k. Pierakstiet visu, ko t\u0113r\u0113jat, un noskaidrojiet, vai ir k\u0101das jomas, kur\u0101s var\u0113tu samazin\u0101t izmaksas.<\/p>\n\n\n\n<p>Piem\u0113ram, ja katru m\u0113nesi abon\u0113jat vai maks\u0101jat par straum\u0113\u0161anas pakalpojumiem, bet neizmantojat tos piln\u012bb\u0101, tad da\u017eu no tiem atcel\u0161ana var\u0113tu pal\u012bdz\u0113t.<\/p>\n\n\n\n<p>Turkl\u0101t, ja izveidosiet past\u0101v\u012bgu r\u012bkojumu uz visiem uzkr\u0101jumu kontiem, kas atv\u0113rti j\u016bsu v\u0101rd\u0101, varat s\u0101kt uzkr\u0101t, neveicot nek\u0101das p\u016bles. Izmantojiet naudas p\u0101rpalikumu, kas jums ir tagad, kad esat racionaliz\u0113jis savas \u0123imenes finanses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Buy_Essentials_In_Bulk\"><\/span>Nopirkt pamatlietas bez taras<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Papildus m\u0101jok\u013ca, automa\u0161\u012bnas apdro\u0161in\u0101\u0161anas un citiem r\u0113\u0137iniem viens no liel\u0101kajiem izdevumiem, ko vairums \u0123ime\u0146u sedz, ir <a href=\"https:\/\/blog.lebara.co.uk\/lv\/how-does-face-recognition-on-mobile-phones-work\/\">sejas<\/a> ir p\u0101rtikas izmaksas un <a href=\"https:\/\/blog.lebara.co.uk\/lv\/how-to-keep-your-phone-clean\/\">t\u012br\u012b\u0161ana<\/a> produktus gan m\u0101jai, gan \u0123imenes locek\u013ciem.<\/p>\n\n\n\n<p>P\u0113rkot beztaras produktus, kas nav \u0101tri boj\u0101jo\u0161ies, piem\u0113ram, r\u012bsus, makaronus, balin\u0101t\u0101ju un \u0161amp\u016bnu bez taras, katru m\u0113nesi varat ietaup\u012bt daudz naudas, ko t\u0113r\u0113t cit\u0101m liet\u0101m. <a href=\"https:\/\/blog.lebara.co.uk\/lv\/the-best-apps-for-couples-in-a-long-distance-relationship\/\">m\u012blest\u012bba<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Save_Money_On_Your_Phone_Plan\"><\/span>Ietaupiet naudu par t\u0101lru\u0146a pl\u0101nu<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Maks\u0101t par viedt\u0101lru\u0146a l\u012bgumu var b\u016bt d\u0101rgi, jo \u012bpa\u0161i, ja jums ir d\u0101rgs flagma\u0146a modelis un katru m\u0113nesi ir j\u0101maks\u0101 t\u0101 izmaksas.<\/p>\n\n\n\n<p>Lab\u0101kais veids, k\u0101 ietaup\u012bt naudu <a href=\"https:\/\/blog.lebara.co.uk\/lv\/the-iphone-13-our-guide\/\">mobilais<\/a> segums ir atmaks\u0101t savu l\u012bgumu, tad apsveriet iesp\u0113ju ieg\u0101d\u0101ties <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/best-sim-only-deals\/c\/simo-contract\" target=\"_blank\" rel=\"noreferrer noopener\">Tikai SIM kartes pl\u0101ns<\/a>. M\u016bsu tikai SIM kartes pied\u0101v\u0101jumi var \u013caut jums ieg\u016bt tik daudz. <a href=\"https:\/\/blog.lebara.co.uk\/lv\/how-to-find-out-what-network-youre-on\/\">t\u012bkls<\/a> segumu, kas jums nepiecie\u0161ams, un neesat piesaist\u012bts l\u012bgumam.<\/p>\n\n\n\n<p>M\u0113ne\u0161a beig\u0101s varat atcelt savu pl\u0101nu, uzlabot to, lai sa\u0146emtu lab\u0101ku pied\u0101v\u0101jumu, vai izmantot. <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/bolton\" target=\"_blank\" rel=\"noreferrer noopener\">papildin\u0101jumi<\/a> lai sa\u0146emtu nepiecie\u0161amos datus, min\u016btes un \u012bszi\u0146as.<\/p>\n\n\n\n<p>Izmantojot \u0161os elast\u012bgos pl\u0101nus, varat sa\u0146emt lielisku segumu, neb\u016bdami piesaist\u012bti l\u012bgumam. Ja jums ir nepiecie\u0161ams jauns t\u0101lrunis, varat ieg\u0101d\u0101ties l\u0113tu t\u0101lruni. <a href=\"http:\/\/10.202.100.126\/gb\/en\/blog\/the-factors-to-think-about-when-choosing-a-refurbished-smartphone\/\" target=\"_blank\" rel=\"noreferrer noopener\">apsv\u0113rt iesp\u0113ju ieg\u0101d\u0101ties atjaunotu mobilo t\u0101lruni<\/a> ieg\u016bt kvalitat\u012bvu ier\u012bci l\u0113t\u0101k nek\u0101 jaunu.<\/p>\n\n\n\n<p>Ja v\u0113laties peln\u012bt naudu no m\u0101j\u0101m un uzlabot savas \u0123imenes finansi\u0101lo st\u0101vokli, varat apsv\u0113rt iesp\u0113ju pievienoties m\u016bsu <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/how-to-refer-and-earn\" target=\"_blank\" rel=\"noreferrer noopener\">Ieteikt un nopeln\u012bt<\/a> sh\u0113ma.<\/p>\n\n\n\n<p>Iev\u0113rojot \u0161o ce\u013cvedi un akt\u012bvi uz\u0146emoties kontroli p\u0101r \u0123imenes finans\u0113m, j\u016bs varat samazin\u0101t \u0123imenes izdevumus un atst\u0101t naudu, lai to var\u0113tu t\u0113r\u0113t \u0123imenes n\u0101kotnei.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0122imenes dz\u012bve var b\u016bt gan d\u0101rga, gan drud\u017eaina. S\u0101kot no p\u0101rtikas izmaks\u0101m l\u012bdz ap\u0123\u0113rbu ieg\u0101dei, no automa\u0161\u012bnas ekspluat\u0101cijas izmaks\u0101m l\u012bdz \u012bres vai hipotek\u0101rajam kred\u012btam - ir daudz izdevumu, kas \u0101tri vien uzkr\u0101jas un samazina j\u016bsu bankas bilanci. T\u0101p\u0113c \u0123imen\u0113m, jo \u012bpa\u0161i vec\u0101kiem, var b\u016bt gr\u016bti ietaup\u012bt naudu...<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/lv\/reducing-your-monthly-outgoings-practical-tips-for-families\/\">Las\u012bt vair\u0101k<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[25],"tags":[30],"class_list":["post-428","post","type-post","status-publish","format-standard","hentry","category-savings","tag-savings","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/posts\/428","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/comments?post=428"}],"version-history":[{"count":1,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/posts\/428\/revisions"}],"predecessor-version":[{"id":430,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/posts\/428\/revisions\/430"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/media?parent=428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/categories?post=428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lv\/wp-json\/wp\/v2\/tags?post=428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}