{"id":650,"date":"2025-01-27T16:31:00","date_gmt":"2025-01-27T16:31:00","guid":{"rendered":"https:\/\/mobile.lebara.com\/gb\/en\/blog\/?p=650"},"modified":"2025-02-27T09:15:55","modified_gmt":"2025-02-27T09:15:55","slug":"5-tips-to-save-money-in-2023","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/lt\/5-tips-to-save-money-in-2023\/","title":{"rendered":"5 patarimai, kaip sutaupyti pinig\u0173 2025 m."},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Turinys<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Perjungti turinio lentel\u0119\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Perjungti<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/lt\/5-tips-to-save-money-in-2023\/#Introduction\" >\u012evadas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/lt\/5-tips-to-save-money-in-2023\/#1_Set_aside_savings\" >1. Atid\u0117kite santaupas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/lt\/5-tips-to-save-money-in-2023\/#2_Move_your_credit_card_balance_to_a_0_interest_card\" >2. Perkelkite kredito kortel\u0117s balans\u0105 \u012f 0% pal\u016bkan\u0173 kortel\u0119<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.lebara.co.uk\/lt\/5-tips-to-save-money-in-2023\/#3_Get_rid_of_unused_memberships_and_subscriptions_youre_paying_for_but_dont_use\" >3. Atsikratykite nenaudojam\u0173 naryst\u0117s ir prenumerat\u0173, u\u017e kurias mokate, bet kuriomis nesinaudojate.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blog.lebara.co.uk\/lt\/5-tips-to-save-money-in-2023\/#4_Switch_to_a_cheaper_contract_free_mobile_plan\" >4. Pereikite prie pigesnio mobiliojo ry\u0161io plano be sutarties<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blog.lebara.co.uk\/lt\/5-tips-to-save-money-in-2023\/#5_Switch_to_homemade_coffee_and_stop_buying_bottled_water\" >5. Pereikite prie namin\u0117s kavos ir nebepirkite vandens buteliuose.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blog.lebara.co.uk\/lt\/5-tips-to-save-money-in-2023\/#Conclusion\" >I\u0161vada<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>\u012evadas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Naujieji metai - tai dideli motyvai ir apsisprendimai. Daugelis i\u0161 m\u016bs\u0173 metus prad\u0117jo tur\u0117dami dideli\u0173 tiksl\u0173, kurie pad\u0117s mums sutaupyti ar <a href=\"https:\/\/blog.lebara.co.uk\/lt\/the-top-5-investment-apps-for-beginners\/\">investuoti<\/a> pinig\u0173. Ta\u010diau d\u0117l besit\u0119sian\u010dios pragyvenimo i\u0161laid\u0173 kriz\u0117s taupyti darosi vis sunkiau, o tyrimai rodo, kad <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/blog\/cost-of-living-crunch-hits-households\/\">60% brit\u0173 tikisi, kad j\u0173 s\u0105skaitos per artimiausius m\u0117nesius padid\u0117s 100 svar\u0173 sterling\u0173 ar daugiau.<\/a>, o tai gali dar labiau apsunkinti j\u016bs\u0173 finansus.<\/p>\n\n\n\n<p>Ta\u010diau vis dar yra gudri\u0173 b\u016bd\u0173 sutaupyti sunkiai u\u017edirbt\u0173 pinig\u0173.  Pateik\u0117me 5 paprastus patarimus, kurie pad\u0117s jums i\u0161tempti j\u016bs\u0173 <a href=\"https:\/\/blog.lebara.co.uk\/lt\/the-top-five-budget-smartphones-in-the-uk\/\">biud\u017eetas<\/a> \u0161iek tiek toliau.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Set_aside_savings\"><\/span>1. <strong>Atid\u0117kite santaupas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pirmasis \u017eingsnis taupant pinigus - atid\u0117ti tam tikr\u0105 pajam\u0173 dal\u012f, kuri\u0105 tiesiog taupysite arba investuosite. Tai galite padaryti \u012fprastai atid\u0117dami grynuosius pinigus, kuriuos <a href=\"https:\/\/blog.lebara.co.uk\/lt\/how-to-transfer-apps-to-a-new-phone\/\">pervedimas<\/a> i\u0161 einamosios s\u0105skaitos \u012f taupom\u0105j\u0105 s\u0105skait\u0105 arba nustatydami tiesiogin\u012f debet\u0105, kuriuo kiekvien\u0105 m\u0117nes\u012f automati\u0161kai pervedama tam tikra suma, kai tik gaunamas atlyginimas. Taip elgiantis lengviau laikytis taupymo tiksl\u0173.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Move_your_credit_card_balance_to_a_0_interest_card\"><\/span>2. <strong>Perkelkite kredito kortel\u0117s balans\u0105 \u012f 0% pal\u016bkan\u0173 kortel\u0119<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Jei kredito kortel\u0117je turite balans\u0105, galb\u016bt laikas apsvarstyti galimyb\u0119 perkelti balans\u0105 \u012f 0% pal\u016bkan\u0173 kortel\u0119. Toki\u0105 kortel\u0119 galite naudoti dviem b\u016bdais: perkelti dabartin\u012f balans\u0105 ir palaipsniui j\u012f ma\u017einti (taip ilgainiui sutaupysite pinig\u0173) arba naujoje kortel\u0117je pirkti didesnius pirkinius, kas m\u0117nes\u012f mokant kuo daugiau (ir pasibaigus reklaminiam laikotarpiui pereiti atgal).<\/p>\n\n\n\n<p>0% pal\u016bkan\u0173 kortel\u0117s tur\u0117jimas n\u0117ra pasiteisinimas pernelyg i\u0161laidauti, visada stenkit\u0117s i\u0161leisti tik tiek, kiek galite sau leisti, ir nepamir\u0161kite, kad j\u016bs\u0173 tikslas - taupyti pinigus! &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Get_rid_of_unused_memberships_and_subscriptions_youre_paying_for_but_dont_use\"><\/span>3. <strong>Atsikratykite nenaudojam\u0173 naryst\u0117s ir prenumerat\u0173, u\u017e kurias mokate, bet kuriomis nesinaudojate.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>At\u0161aukite nenaudojamas narystes ir prenumeratas, u\u017e kurias mokate, bet kuriomis nesinaudojate.<\/p>\n\n\n\n<p>Jei mokate m\u0117nesin\u012f mokest\u012f sporto klubui, bet retai juo naudojat\u0117s, apsvarstykite, ar galite sportuoti namuose arba u\u017esiimti nemokama sporto \u0161aka, pavyzd\u017eiui, b\u0117gioti ar b\u0117gioti.<\/p>\n\n\n\n<p>Taip pat apsvarstykite galimyb\u0119 atsisakyti muzikos, vaizdo \u012fra\u0161\u0173 ir kit\u0173 pramoginio turinio paslaug\u0173, kuri\u0173 turite per daug ir neb\u016btinai naudojate. Per\u017ei\u016br\u0117kite vis\u0173 turim\u0173 prenumerat\u0173 s\u0105ra\u0161\u0105 ir suma\u017einkite t\u0173, kuriomis per pastaruosius 3 m\u0117nesius naudojot\u0117s re\u010diau nei kart\u0105.<\/p>\n\n\n\n<p>Taip pat patikrinkite, ar kuri nors i\u0161 paslaug\u0173 si\u016blo \u0161eimos arba nam\u0173 \u016bkio planus, kad gal\u0117tum\u0117te dalytis i\u0161laidomis su kitais \u0161eimos nariais ir taip sutaupyti!<\/p>\n\n\n\n<p>Nustebsite, kiek daug \u0161i\u0173 ma\u017e\u0173 dalyk\u0173 laikui b\u0117gant susikaupia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Switch_to_a_cheaper_contract_free_mobile_plan\"><\/span>4. <strong>Pereikite prie pigesnio mobiliojo ry\u0161io plano be sutarties<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ilgalaik\u0117s mobiliojo ry\u0161io sutartys, \u012f kuri\u0173 s\u0105lygas \u012ftrauktas metinis kainos didinimas, ilgainiui gali i\u0161 ties\u0173 padidinti i\u0161laidas. Jei art\u0117ja dabartin\u0117s mobiliojo ry\u0161io sutarties pabaiga, si\u016blome pereiti prie pigesnio lankstaus varianto. <a href=\"https:\/\/blog.lebara.co.uk\/lt\/is-a-sim-only-phone-worth-having\/\">Tik SIM kortel\u0117<\/a> planas. <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/\">Lebara<\/a> si\u016blo 30 dien\u0173 slenkan\u010dius pasi\u016blymus, kuri\u0173 kaina prasideda nuo 5 GBP u\u017e 5 GB duomen\u0173. Jei reikia daugiau duomen\u0173 ar minu\u010di\u0173, galite rinktis i\u0161 10 GB - neriboto plano - visi jie yra fiksuotos kainos ir galimyb\u0117 juos bet kada pakeisti arba at\u0161aukti be joki\u0173 baud\u0173 ar nemokamai.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Switch_to_homemade_coffee_and_stop_buying_bottled_water\"><\/span>5. <strong>Pereikite prie namin\u0117s kavos ir nebepirkite vandens buteliuose<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Jei esate vienas i\u0161 t\u016bkstan\u010di\u0173 brit\u0173, i\u0161leid\u017eian\u010di\u0173 daugyb\u0119 pinig\u0173 kavai pirkti lauke, apsvarstykite galimyb\u0119 pereiti prie kavos ruo\u0161imo namuose arba biure ar net investuoti \u012f gra\u017e\u0173 kavos aparat\u0105, kuris ilgainiui gali pad\u0117ti sutaupyti pinig\u0173.  Pasilikite prabangias latte ir kapu\u010dino retkar\u010diais!<\/p>\n\n\n\n<p>&nbsp;Taip pat nustokite pirkti vanden\u012f buteliuose. Taip ne tik pad\u0117site planetai, nes suma\u017einsite nereikalingo plastiko kiek\u012f, bet ir sutaupysite nema\u017eai pinig\u0173 savo ki\u0161en\u0117je. \u012esigykite daugkartinio naudojimo vandens buteliuk\u0105 ir ne\u0161iokit\u0117s j\u012f su savimi, kad nereik\u0117t\u0173 be reikalo u\u017esukti \u012f parduotuv\u0119 atsigerti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>I\u0161vada<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tikim\u0117s, kad \u0161ie patarimai pad\u0117s jums sutaupyti \u0161iek tiek pinig\u0173! Jei ie\u0161kote b\u016bd\u0173, kaip u\u017esidirbti papildom\u0173 pinig\u0173 ir kartu sutaupyti, perskaitykite kelet\u0105 patarim\u0173, kaip tai padaryti nei\u0161einant i\u0161 nam\u0173.&nbsp; <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/blog\/quick-easy-ways-to-earn-extra-cash-from-the-comfort-of-home\/\">\u010dia.<\/a><\/p>\n\n\n\n<p><strong>Atsakomyb\u0117s apribojimas<\/strong>: \u0160is straipsnis yra bendro pob\u016bd\u017eio, skirtas bendriems taupymo b\u016bdams ir negali b\u016bti laikomas profesionalia finansine konsultacija. Prie\u0161 imdami bet kokius finansinius produktus, pavyzd\u017eiui, kreditines korteles ir (arba) atidarin\u0117dami banko s\u0105skaitas, turite pasitarti su pripa\u017eintu finans\u0173 patar\u0117ju.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u012evadas Naujieji metai - tai dideli motyvai ir apsisprendimai. Daugelis i\u0161 m\u016bs\u0173 metus prad\u0117jo tur\u0117dami dideli\u0173 tiksl\u0173, kurie pad\u0117s sutaupyti ar investuoti pinigus. Ta\u010diau d\u0117l besit\u0119sian\u010dios pragyvenimo i\u0161laid\u0173 kriz\u0117s taupyti darosi vis sunkiau, o tyrimai rodo, kad 60% brit\u0173 tikisi, jog j\u0173 s\u0105skaitos padid\u0117s 100 svar\u0173 sterling\u0173...<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/lt\/5-tips-to-save-money-in-2023\/\">Skaityti daugiau<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[25],"tags":[],"class_list":["post-650","post","type-post","status-publish","format-standard","hentry","category-savings","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/posts\/650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/comments?post=650"}],"version-history":[{"count":4,"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/posts\/650\/revisions"}],"predecessor-version":[{"id":2866,"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/posts\/650\/revisions\/2866"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/media?parent=650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/categories?post=650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/lt\/wp-json\/wp\/v2\/tags?post=650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}