{"id":916,"date":"2023-09-06T13:08:00","date_gmt":"2023-09-06T12:08:00","guid":{"rendered":"https:\/\/mobile.lebara.com\/gb\/en\/blog\/?p=916"},"modified":"2023-09-27T13:23:04","modified_gmt":"2023-09-27T12:23:04","slug":"how-does-a-phone-contract-affect-your-credit-score","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/","title":{"rendered":"\ud734\ub300\ud3f0 \uacc4\uc57d\uc774 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?"},"content":{"rendered":"<p>\ud604\ub300 \uc0ac\ud68c\uc5d0\uc11c \ud734\ub300\ud3f0\uc740 \ud544\uc218\ud488\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uac00\uc871 \ubc0f \uce5c\uad6c\uc640\uc758 \uc5f0\ub77d \uc720\uc9c0\ubd80\ud130 \ucd5c\uc2e0 \ub274\uc2a4 \ud655\uc778\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ud734\ub300\ud3f0\uc740 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud734\ub300\ud3f0 \uc57d\uc815\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc774 \uc5ec\ub7ec\ubd84\uc758 \uc0b6\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60\uc9c0 \uc0dd\uac01\ud574 \ubcf8 \uc801\uc774 \uc788\ub098\uc694? <a href=\"https:\/\/blog.lebara.co.uk\/ko\/how-to-get-a-contract-phone-with-poor-credit\/\">\uc2e0\uc6a9 \uc810\uc218<\/a> \uadf8\ub9ac\uace0 \uae08\uc735 \uc0dd\ud65c\uc758 \ub2e4\ub978 \uce21\uba74\uc740\uc694?<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">\ud1a0\uae00<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/#Phone_Contract_Affect\" >\uc804\ud654 \uacc4\uc57d \uc601\ud5a5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/#Does_a_Phone_Contract_Affect_Credit_Score\" >\ud734\ub300\ud3f0 \uacc4\uc57d\uc774 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/#Does_Getting_a_Phone_Contract_Affect_Your_Credit_Score\" >\ud734\ub300\ud3f0 \uc57d\uc815\uc744 \ub9fa\uc73c\uba74 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/#Does_a_Phone_Contract_Affect_Mortgage\" >\ud734\ub300\ud3f0 \uacc4\uc57d\uc774 \ubaa8\uae30\uc9c0\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/#Will_a_New_Phone_Contract_Affect_My_Mortgage_Application\" >\uc0c8 \ud734\ub300\ud3f0 \uacc4\uc57d\uc774 \ubaa8\uae30\uc9c0 \uc2e0\uccad\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/#Will_an_IVA_Affect_My_Phone_Contract\" >IVA\uac00 \uc81c \ud734\ub300\ud3f0 \uacc4\uc57d\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/#Does_Phone_Contract_Affect_Credit_Score_%E2%80%93_Alternative_Options_to_Consider\" >\ud734\ub300\ud3f0 \uc57d\uc815\uc774 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub098\uc694 - \uace0\ub824\ud574\uc57c \ud560 \ub300\uccb4 \uc635\uc158<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/#SIM-only_rolling_contracts_are_an_ideal_solution_for\" >SIM \uc804\uc6a9 \ub864\ub9c1 \uacc4\uc57d\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uacbd\uc6b0\uc5d0 \uc774\uc0c1\uc801\uc778 \uc194\ub8e8\uc158\uc785\ub2c8\ub2e4:<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Phone_Contract_Affect\"><\/span>\uc804\ud654 \uacc4\uc57d \uc601\ud5a5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc804\ud654 \uacc4\uc57d\uc740 \uac04\ub2e8\ud574 \ubcf4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud734\ub300\ud3f0\uacfc \uc77c\uc815 \uc2dc\uac04, \ubb38\uc790, \uae30\uac00\ubc14\uc774\ud2b8\uc758 \ub370\uc774\ud130\ub97c \uae30\ubcf8\uc73c\ub85c \uc81c\uacf5\ubc1b\uc2b5\ub2c8\ub2e4. \uadf8 \ub300\uac00\ub85c \ub9e4\uc6d4 \uc77c\uc815 \uae08\uc561\uc744 \uc9c0\ubd88\ud558\uae30\ub85c \uc57d\uc18d\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774 \uacc4\uc57d\uc740 \ub2e4\ub978 \ubaa8\ub4e0 \uacc4\uc57d\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc7ac\uc815\uc801\uc778 \uacc4\uc57d\uc774\uba70, \uc804\ubc18\uc801\uc778 \uc7ac\uc815 \uc0c1\ud669\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_a_Phone_Contract_Affect_Credit_Score\"><\/span>\ud734\ub300\ud3f0 \uacc4\uc57d\uc774 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc815\ub2f5\uc740 '\uadf8\ub807\ub2e4'\uc785\ub2c8\ub2e4. \ud734\ub300\ud3f0 \uacc4\uc57d\uc5d0 \uac00\uc785\ud560 \ub54c \ud734\ub300\ud3f0 \uacf5\uae09\uc5c5\uccb4\ub294 \uace0\uac1d\uc774 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uace0\uac1d\uc778\uc9c0 \ud655\uc778\ud558\uae30 \uc704\ud574 \uc2e0\uc6a9 \uc870\ud68c\ub97c \uc2e4\uc2dc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9 \uc870\uc0ac\ub294 \ud1b5\uacfc \uc5ec\ubd80\uc640 \uad00\uacc4\uc5c6\uc774 \uc2e0\uc6a9 \ubcf4\uace0\uc11c\uc5d0 \uae30\ub85d\uc774 \ub0a8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud734\ub300\ud3f0 \uacc4\uc57d\uc744 \uccb4\uacb0\ud55c \ud6c4\uc5d0\ub294 \ud734\ub300\ud3f0 \uc694\uae08\uc744 \uc815\uae30\uc801\uc73c\ub85c \uc81c\ub54c \ub0a9\ubd80\ud558\uba74 \uc2e0\uc6a9 \uc810\uc218\uac00 \ud5a5\uc0c1\ub418\uc5b4 \ub2e4\ub978 \ub300\ucd9c \uae30\uad00\uc5d0 \ucc45\uc784\uac10 \uc788\ub294 \ub300\ucd9c\uc790\ub85c \ubcf4\uc5ec\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74\uc5d0 \uc694\uae08\uc774 \uc5f0\uccb4\ub418\uac70\ub098 \ub204\ub77d\ub418\uba74 \uc2e0\uc6a9 \uc810\uc218\uac00 \uc190\uc0c1\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud734\ub300\ud3f0 \uc57d\uc815\uc744 \ub300\ucd9c\uc774\ub098 \uc2e0\uc6a9\uce74\ub4dc\uc640 \uac19\uc740 \ub2e4\ub978 \uc2e0\uc6a9 \uacc4\uc57d\uacfc \uc720\uc0ac\ud55c \uc57d\uc815\uc73c\ub85c \uac04\uc8fc\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_Getting_a_Phone_Contract_Affect_Your_Credit_Score\"><\/span>\ud734\ub300\ud3f0 \uc57d\uc815\uc744 \ub9fa\uc73c\uba74 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc0c8 \ud734\ub300\ud3f0 \uacc4\uc57d\uc744 \uc2dc\uc791\ud558\uba74 \ud06c\uac8c \ub450 \uac00\uc9c0 \ubc29\uc2dd\uc73c\ub85c \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uccab\uc9f8, \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uac00 \ucd08\uae30 \uc2e0\uc6a9 \uc870\ud68c\ub97c \uc2e4\ud589\ud560 \ub54c \ubcf4\uace0\uc11c\uc5d0 \ud558\ub4dc \uc870\ud68c\ub85c \uae30\ub85d\ub429\ub2c8\ub2e4. \ud55c \ubc88\uc758 \uc2e0\uc6a9 \uc870\ud68c\ub294 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\uc744 \uc218 \uc788\uc9c0\ub9cc, \ub2e8\uae30\uac04\uc5d0 \uc5ec\ub7ec \ubc88 \uc870\ud68c\ub97c \ubc1b\uc73c\uba74 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \uacc4\uc57d\uc774 \uc9c4\ud589\ub428\uc5d0 \ub530\ub77c \uacb0\uc81c \ucc98\ub9ac \ubc29\uc2dd\uc774 \uc810\uc218\uc5d0 \uae0d\uc815\uc801\uc73c\ub85c \ub610\ub294 \ubd80\uc815\uc801\uc73c\ub85c \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud734\ub300\ud3f0 \uc694\uae08\uc81c\ub97c \uc6d0\ud558\uc9c0\ub9cc \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60\uae4c \ubd10 \uac71\uc815\ub41c\ub2e4\uba74, Lebara\uc758 SIM \uc804\uc6a9 \uc694\uae08\uc81c\ub294 \uc2e0\uc6a9 \uc870\ud68c\ub97c \ud3ec\ud568\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc77c\uc815 \uae30\uac04 \ub3d9\uc548 \ubb36\uc5ec \uc788\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uacb0\uc81c\ub97c \uac74\ub108\ub6f0\uc5b4\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_a_Phone_Contract_Affect_Mortgage\"><\/span>\ud734\ub300\ud3f0 \uacc4\uc57d\uc774 \ubaa8\uae30\uc9c0\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ub2e8\uc808\ub41c \uac83\ucc98\ub7fc \ubcf4\uc77c \uc218 \uc788\uc9c0\ub9cc, \ud734\ub300\ud3f0 \uacc4\uc57d\uacfc \ubaa8\uae30\uc9c0 \ub300\ucd9c \uc0ac\uc774\uc5d0\ub294 \uc5f0\uad00\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\ub294 \uacbd\uc6b0 \ubaa8\uae30\uc9c0 \ub300\ucd9c \uae30\uad00\uc740 \uc2e0\uc6a9 \uae30\ub85d\uc744 \ubc14\ud0d5\uc73c\ub85c \uace0\uac1d\uc758 \uc2e0\ub8b0\ub3c4\ub97c \ud3c9\uac00\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubaa8\uae30\uc9c0\ub294 \uc6cc\ub099 \ud070 \uae08\uc561\uc774\uae30 \ub54c\ubb38\uc5d0 \ub300\ucd9c \uae30\uad00\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uace0\uac1d\uc758 \uc7ac\uc815\uc744 \uaf3c\uaf3c\ud558\uac8c \uc0b4\ud3b4\ubd05\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uac70\uc561\uc758 \uc2e0\uc6a9\uce74\ub4dc \ubd80\ucc44\ub098 \ub300\ucd9c \uc5f0\uccb4\uc640 \uac19\uc740 \ub208\uc5d0 \ub744\ub294 \ubb38\uc81c\ub9cc \ucc3e\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ub300\ucd9c \uae30\uad00\uc740 \uc804\ud654 \uacc4\uc57d\uacfc \uac19\uc740 \uc0ac\uc18c\ud558\uace0 \uc815\uae30\uc801\uc778 \uc57d\uc815\uc5d0\ub3c4 \uc8fc\ubaa9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud734\ub300\ud3f0 \uc57d\uc815 \uc694\uae08\uc744 \uc131\uc2e4\ud788 \ub0a9\ubd80\ud574 \uc654\ub2e4\uba74 \uc774\ub294 \uc720\ub9ac\ud558\uac8c \uc791\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud734\ub300\ud3f0 \uc694\uae08\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc5f0\uccb4\ub418\uba74 \uc7a0\uc7ac\uc801\uc778 \ub300\ucd9c \uae30\uad00\uc774 \ubd80\ub3d9\uc0b0 \uad6c\ub9e4\ub97c \uc704\ud574 \ud070 \ub3c8\uc744 \ube4c\ub824\uc8fc\ub294 \uac83\uc5d0 \ub300\ud574 \ubd88\uc548\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud734\ub300\ud3f0 \uacc4\uc57d\uc774 \ubaa8\uae30\uc9c0 \uac70\ubd80\uc758 \uc720\uc77c\ud55c \uc774\uc720\uac00 \ub420 \uac00\ub2a5\uc131\uc740 \ub0ae\uc9c0\ub9cc, \uc81c\uacf5\ub418\ub294 \uc774\uc790\uc728\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ucd9c \uae30\uad00\uc740 \uacb0\uc81c \uc774\ub825\uc774 \ubd88\uaddc\uce59\ud55c \uc0ac\uc6a9\uc790\ub97c \ub354 \ub192\uc740 \uc704\ud5d8\uc73c\ub85c \uac04\uc8fc\ud558\uc5ec \ub354 \ub192\uc740 \uc774\uc790\uc728\uc744 \uc801\uc6a9\ud558\uac70\ub098 \ubaa8\uae30\uc9c0 \uc870\uac74\uc744 \ub354 \uc5c4\uaca9\ud558\uac8c \uc801\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Will_a_New_Phone_Contract_Affect_My_Mortgage_Application\"><\/span>\uc0c8 \ud734\ub300\ud3f0 \uacc4\uc57d\uc774 \ubaa8\uae30\uc9c0 \uc2e0\uccad\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ub2e8\uae30\uc801\uc73c\ub85c\ub294 \uc0c8\ub85c\uc6b4 \uc804\ud654 \uc5f0\ub77d\uc744 \uc2dc\uc791\ud558\uba74 \uc5b4\ub824\uc6b4 \uac80\uc0c9\uc73c\ub85c \uc778\ud574 \uc2e0\uc6a9 \uc810\uc218\uac00 \uc57d\uac04 \ud558\ub77d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\uae30\uc9c0 \uc2e0\uccad\uc744 \uc55e\ub450\uace0 \uc788\ub2e4\uba74 \uc774 \uc810\uc744 \uc5fc\ub450\uc5d0 \ub450\ub294 \uac83\uc774 \ud604\uba85\ud569\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \ubaa8\uae30\uc9c0 \uc0c1\ub2f4\uc0ac\uc640 \uc7ac\uc815 \uace0\ubb38\uc740 \uc8fc\ud0dd \uad6c\uc785\uc744 \uc9c4\ud589 \uc911\uc778 \uacbd\uc6b0 \uc804\ud654 \uacc4\uc57d\uc744 \ud3ec\ud568\ud55c \uc0c8\ub85c\uc6b4 \ud615\ud0dc\uc758 \uc2e0\uc6a9 \ub300\ucd9c\uc744 \ubc1b\uc9c0 \ub9d0\ub77c\uace0 \uc870\uc5b8\ud560 \uac83\uc785\ub2c8\ub2e4. \ubaa8\uae30\uc9c0 \ub300\ucd9c \uae30\uad00\uc740 \uc5ec\ub7ec \ucc28\ub840\uc758 \uc2e0\uc6a9 \uc870\ud68c\ub97c \uc7ac\uc815\uc801 \uc5b4\ub824\uc6c0\uc758 \uc2e0\ud638\ub85c \ud574\uc11d\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub610\ud55c, \ud734\ub300\ud3f0 \uc57d\uc815\uc774 \uc2b9\uc778\ub418\ub354\ub77c\ub3c4 \uc0c8\ub85c\uc6b4 \uc7ac\uc815\uc801 \uc758\ubb34\uac00 \ubc1c\uc0dd\ud558\uba74 \uc8fc\ud0dd \uad6c\uc785 \uac00\ub2a5 \uc5ec\ubd80\uc640 \ubaa8\uae30\uc9c0 \uc81c\uc548\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc740 \ubaa8\uae30\uc9c0\uac00 \uc2b9\uc778\ub418\uace0 \uc0c8 \uc9d1\uc758 \uc5f4\uc1e0\ub97c \ubc1b\uc744 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub838\ub2e4\uac00 \ucd94\uac00 \ud06c\ub808\ub527\uc744 \uc2e0\uccad\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Will_an_IVA_Affect_My_Phone_Contract\"><\/span>IVA\uac00 \uc81c \ud734\ub300\ud3f0 \uacc4\uc57d\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uac1c\uc778 \uc790\ubc1c\uc801 \uc870\uc815(IVA)\uc740 \uc77c\uc815 \uae30\uac04 \ub3d9\uc548 \ucc44\ubb34\ub97c \uc0c1\ud658\ud558\uae30\ub85c \ucc44\uad8c\uc790\uc640 \uacf5\uc2dd\uc801\uc73c\ub85c \ud569\uc758\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. IVA\uac00 \uc788\uac70\ub098 IVA\ub97c \uace0\ub824\ud558\uace0 \uc788\ub2e4\uba74 \ud734\ub300\ud3f0 \uacc4\uc57d\uc744 \ub9fa\ub294 \uac83\uc774 \uc5b4\ub824\uc6b8 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uc5fc\ub450\uc5d0 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ub9ce\uc740 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uac00 \uc774\ub97c \uc7ac\uc815\uc801 \ubd88\uc548\uc815\uc758 \uc9c0\ud45c\ub85c \uac04\uc8fc\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uae30\uc874 \ud734\ub300\ud3f0 \uacc4\uc57d\ub3c4 \uc601\ud5a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. IVA\ub97c \uc2dc\uc791\ud558\uae30 \uc804\uc5d0 \uacc4\uc57d \uc57d\uad00\uc744 \uc77d\uc5b4\ubcf4\uac70\ub098 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \ubb38\uc758\ud558\uc5ec \uc870\uc5b8\uc744 \uad6c\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_Phone_Contract_Affect_Credit_Score_%E2%80%93_Alternative_Options_to_Consider\"><\/span>\ud734\ub300\ud3f0 \uc57d\uc815\uc774 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub098\uc694 - \uace0\ub824\ud574\uc57c \ud560 \ub300\uccb4 \uc635\uc158<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud734\ub300\ud3f0 \uacc4\uc57d\uacfc \uc2e0\uc6a9 \uc810\uc218 \uc0ac\uc774\uc758 \uad00\uacc4\ub294 \uc0dd\uac01\ubcf4\ub2e4 \ubcf5\uc7a1\ud558\ub2e4\ub294 \uac83\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc778 \ud734\ub300\ud3f0 \uacc4\uc57d\uc5d0 \uac00\uc785\ud558\uba74 \uae08\uc735 \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub294 \uc5ec\ub7ec\ubd84\uc774 \uc11c\ube44\uc2a4\ub97c \ubc1b\ub294 \ub300\uac00\ub85c \uc57d\uc815\ub41c \uc6d4\ubcc4 \uc694\uae08\uc744 \uc9c0\ubd88\ud560 \uac83\uc744 \uc2e0\ub8b0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \ud734\ub300\ud3f0 \uc57d\uc815\uc774 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc774 \uac71\uc815\ub418\uac70\ub098 \uc57d\uc815\uc744 \ud53c\ud558\uace0 \uc2f6\uc73c\uc2dc\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud560\uae4c\uc694? \uc88b\uc740 \uc18c\uc2dd\uc740 Lebara\uc758 SIM \uc804\uc6a9 \ub864\ub9c1 \uc694\uae08\uc81c\ub97c \ube44\ub86f\ud55c \uba87 \uac00\uc9c0 \ub300\uccb4 \uc635\uc158\uc774 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2e0\uc6a9 \uc870\ud68c\uac00 \uac71\uc815\ub418\uac70\ub098, \ubaa8\uae30\uc9c0 \uc2e0\uccad, IVA \uc2e0\uccad \uacfc\uc815\uc5d0\uc11c \uc2e0\uc6a9 \uc810\uc218\uac00 \ub0ae\uac70\ub098, \ub2e8\uc21c\ud788 \ub354 \ub9ce\uc740 \uc720\uc5f0\uc131\uc744 \uc6d0\ud558\ub294 \ubd84\ub4e4\uc5d0\uac8c\ub294 SIM \uc804\uc6a9 \ub864\ub9c1 \uc694\uae08\uc81c\uac00 \uc801\ud569\ud55c \uc194\ub8e8\uc158\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uae08\uc81c\ub294 \uc77c\ubc18\uc801\uc778 \uacc4\uc57d\uc758 \uc7a5\uae30 \uc57d\uc815 \uc5c6\uc774 \uc6d4 \ub2e8\uc704\ub85c \uc6b4\uc601\ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uc694\uae08\uc81c\uc758 \uac00\uc7a5 \ud070 \ud2b9\uc9d5\uc740 \uc2e0\uc6a9 \uc870\ud68c\ub97c \ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ub2e8\ub9d0\uae30\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\uc9c0 \uc54a\uace0 SIM\uacfc \uc11c\ube44\uc2a4\ub9cc \uc81c\uacf5\ub418\uae30 \ub54c\ubb38\uc5d0 \uacb0\uc81c\ub97c \ud558\uc9c0 \uc54a\ub354\ub77c\ub3c4 \uc81c\uacf5\ub418\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uc678\ud558\uace0\ub294 \uc5b4\ub290 \ucabd\ub3c4 \uc190\ud574 \ubcfc \uac83\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \ub9e4\uc8fc \uc2dd\ub8cc\ud488\uc744 \uad6c\uc785\ud558\ub294 \uac83\ucc98\ub7fc, \uc5b4\ub5a4 \uc8fc\uc5d0\ub294 \ud544\uc694\ud558\uc9c0 \uc54a\uc544\uc11c \ud2b9\uc815 \uc81c\ud488\uc744 \uad6c\uc785\ud558\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"SIM-only_rolling_contracts_are_an_ideal_solution_for\"><\/span>SIM \uc804\uc6a9 \ub864\ub9c1 \uacc4\uc57d\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uacbd\uc6b0\uc5d0 \uc774\uc0c1\uc801\uc778 \uc194\ub8e8\uc158\uc785\ub2c8\ub2e4:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>\uc2e0\uc6a9\uc744 \uc313\ub294 \uac1c\uc778:<\/strong> \uc2e0\uc6a9 \uce74\ub4dc \uc0ac\uc6a9\uc774 \ucc98\uc74c\uc774\uac70\ub098 \uc190\uc0c1\ub41c \uc2e0\uc6a9 \uc810\uc218\ub97c \ud68c\ubcf5\ud558\uae30 \uc704\ud574 \ub178\ub825 \uc911\uc778 \uacbd\uc6b0, SIM \uc804\uc6a9 \uc694\uae08\uc81c\ub97c \uc0ac\uc6a9\ud558\uba74 \uae30\ub85d\uc5d0 \uc2e0\uc6a9 \ud55c\ub3c4\uac00 \ucd94\uac00\ub418\ub294 \uac83\uc744 \ubc29\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><li><strong>\uc720\uc5f0\uc131\uc744 \ucd94\uad6c\ud558\ub294 \ubd84\ub4e4:<\/strong> \ubaa8\ub4e0 \uc0ac\ub78c\uc774 12\uac1c\uc6d4 \ub610\ub294 24\uac1c\uc6d4 \uc57d\uc815\uc5d0 \ubb36\uc5ec \uc788\ub294 \uac83\uc744 \uc88b\uc544\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. SIM \uc804\uc6a9\uc744 \uc0ac\uc6a9\ud558\uba74 \uc694\uae08\uc81c\ub098 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub97c \ub354 \uc27d\uac8c \ubcc0\uacbd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><li><strong>\uc608\uc0b0\uc5d0 \ubbfc\uac10\ud55c \uc0ac\uc6a9\uc790:<\/strong> SIM \uc804\uc6a9 \uc694\uae08\uc81c\uc5d0 \ubc88\ub4e4\ub85c \uc81c\uacf5\ub418\ub294 \ub2e8\ub9d0\uae30 \uac00\uaca9\uc774 \ud6e8\uc52c \uc800\ub834\ud558\uae30 \ub54c\ubb38\uc5d0 \uc6d4\ubcc4 \uc9c0\ucd9c\uc744 \ub354 \uc798 \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><\/ul>\n\n\n\n<p>\ud734\ub300\ud3f0 \uc57d\uc815\uc740 \ud734\ub300\ud3f0\uc744 \uad6c\uc785\ud558\ub294 \uc778\uae30 \uc788\ub294 \ubc29\ubc95\uc77c \uc218 \uc788\uc9c0\ub9cc, \ub2e8\uc21c\ud788 \ucd5c\uc2e0 iPhone\uc774\ub098 <a href=\"https:\/\/blog.lebara.co.uk\/ko\/a-guide-to-the-best-budget-samsung-phones\/\">\uc0bc\uc131<\/a> \ud734\ub300\uc804\ud654\ub97c \uc190\uc5d0 \uc950\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud734\ub300\ud3f0\uc740 \uc2e0\uc6a9 \uc810\uc218, \ud5a5\ud6c4 \uc7ac\uc815\uc801 \ub178\ub825, \uc2ec\uc9c0\uc5b4 \ud5a5\ud6c4 \ubaa8\uae30\uc9c0 \uc774\uc790\uc728 \ubc0f \uc870\uac74\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294 \uc7ac\uc815\uc801 \ucc45\uc784\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud734\ub300\ud3f0 \uacc4\uc57d\uc744 \uccb4\uacb0\ud560 \ub54c\ub294 \ud56d\uc0c1 \uc2e0\uc911\ud558\uac8c \uc811\uadfc\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2e0\uc6a9 \uc870\ud68c\ub97c \ubc1b\uace0 \uc2f6\uc9c0 \uc54a\uac70\ub098 \uc7a5\uae30\uac04 \ub9e4\uc6d4 \uc694\uae08\uc744 \ub0a9\ubd80\ud558\ub294 \uac83\uc774 \ub9c8\uc74c\uc5d0 \ub4e4\uc9c0 \uc54a\ub294\ub2e4\uba74 \ub2e4\ub978 \ub300\uccb4 \uc635\uc158\uc744 \uc0b4\ud3b4\ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\ud604\ub300 \uc0ac\ud68c\uc5d0\uc11c \ud734\ub300\ud3f0\uc740 \ud544\uc218\ud488\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uac00\uc871 \ubc0f \uce5c\uad6c\uc640\uc758 \uc5f0\ub77d \uc720\uc9c0\ubd80\ud130 \ucd5c\uc2e0 \ub274\uc2a4 \ud655\uc778\uae4c\uc9c0 \ud734\ub300\ud3f0\uc740 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud734\ub300\ud3f0 \uc57d\uc815\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc774 \uc2e0\uc6a9 \uc810\uc218\uc640 \uae08\uc735 \uc0dd\ud65c\uc758 \ub2e4\ub978 \uce21\uba74\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294\uc9c0 \uc0dd\uac01\ud574 \ubcf8 \uc801\uc774 \uc788\uc73c\uc2e0\uac00\uc694? \uc804\ud654...<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/ko\/how-does-a-phone-contract-affect-your-credit-score\/\">\uc790\uc138\ud788 \ubcf4\uae30<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[22],"tags":[],"class_list":["post-916","post","type-post","status-publish","format-standard","hentry","category-phones","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/posts\/916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/comments?post=916"}],"version-history":[{"count":1,"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/posts\/916\/revisions"}],"predecessor-version":[{"id":974,"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/posts\/916\/revisions\/974"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/media?parent=916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/categories?post=916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/ko\/wp-json\/wp\/v2\/tags?post=916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}