{"id":735,"date":"2023-08-11T16:12:00","date_gmt":"2023-08-11T15:12:00","guid":{"rendered":"https:\/\/mobile.lebara.com\/gb\/en\/blog\/?p=735"},"modified":"2023-08-23T16:33:06","modified_gmt":"2023-08-23T15:33:06","slug":"how-to-get-a-contract-phone-with-bad-credit","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/","title":{"rendered":"Jak z\u00edskat smluvn\u00ed telefon se \u0161patn\u00fdm \u00fav\u011brem"},"content":{"rendered":"<p>Pokud m\u00e1te \u0161patnou platebn\u00ed mor\u00e1lku, mo\u017en\u00e1 se ob\u00e1v\u00e1te po\u0159\u00eddit si telefon se smlouvou. Smluvn\u00ed telefony jsou obl\u00edben\u00e9, proto\u017ee \u010dasto nab\u00edzej\u00ed v\u00fdhodn\u011bj\u0161\u00ed nab\u00eddky ne\u017e mo\u017enosti placen\u00ed za hotov\u00e9. Obvykle v\u0161ak vy\u017eaduj\u00ed kontrolu \u00fav\u011bruschopnosti, a pokud m\u00e1te n\u00edzk\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re, m\u016f\u017eete b\u00fdt odm\u00edtnuti. Ale nebojte se, st\u00e1le existuj\u00ed zp\u016fsoby, jak z\u00edskat smluvn\u00ed telefon se \u0161patnou bonitou.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Obsah<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"P\u0159epnut\u00ed tabulky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">P\u0159ep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/#Start_by_Checking_Your_Credit_Score\" >Za\u010dn\u011bte kontrolou sv\u00e9ho \u00fav\u011brov\u00e9ho sk\u00f3re<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/#How_to_Get_a_Contract_Phone_With_Bad_Credit_Through_a_Specialist_Provider\" >Jak z\u00edskat smluvn\u00ed telefon se \u0161patn\u00fdm \u00fav\u011brem prost\u0159ednictv\u00edm specializovan\u00e9ho poskytovatele<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/#Try_to_Improve_Your_Credit_Score\" >Sna\u017ete se zlep\u0161it sv\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/#Choose_a_Lower-End_Phone_Model\" >V\u00fdb\u011br modelu telefonu ni\u017e\u0161\u00ed t\u0159\u00eddy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/#Offer_to_Pay_a_Larger_Deposit\" >Nab\u00eddka vy\u0161\u0161\u00ed z\u00e1lohy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/#Compare_Providers_and_Deals\" >Porovn\u00e1n\u00ed poskytovatel\u016f a nab\u00eddek<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/#Provide_Evidence_of_Income\" >Dolo\u017een\u00ed p\u0159\u00edjmu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/#Negotiate_With_Providers\" >Vyjedn\u00e1v\u00e1n\u00ed s poskytovateli<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Start_by_Checking_Your_Credit_Score\"><\/span><a><\/a>Za\u010dn\u011bte kontrolou sv\u00e9ho \u00fav\u011brov\u00e9ho sk\u00f3re<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>P\u0159ed pod\u00e1n\u00edm \u017e\u00e1dosti o smluvn\u00ed telefon se \u0161patnou bonitou je d\u016fle\u017eit\u00e9 zkontrolovat sv\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re. Z\u00edsk\u00e1te tak p\u0159edstavu o tom, jak\u00e1 je pravd\u011bpodobnost, \u017ee v\u00e1m bude smluvn\u00ed telefon schv\u00e1len, a m\u016f\u017ee v\u00e1m to pomoci identifikovat oblasti, ve kter\u00fdch byste mohli pot\u0159ebovat zlep\u0161it sv\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re. Sv\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re si m\u016f\u017eete zdarma ov\u011b\u0159it prost\u0159ednictv\u00edm \u00fav\u011brov\u00e9 referen\u010dn\u00ed agentury, jako je Equifax. Va\u0161e \u00fav\u011brov\u00e9 sk\u00f3re je zalo\u017eeno na n\u011bkolika faktorech, v\u010detn\u011b va\u0161\u00ed platebn\u00ed historie, nesplacen\u00fdch dluh\u016f a vyu\u017eit\u00ed \u00fav\u011bru, tak\u017ee \u010d\u00edm vy\u0161\u0161\u00ed je va\u0161e \u00fav\u011brov\u00e9 sk\u00f3re, t\u00edm v\u011bt\u0161\u00ed je pravd\u011bpodobnost, \u017ee v\u00e1m bude schv\u00e1len smluvn\u00ed telefon s v\u00fdhodn\u00fdmi podm\u00ednkami. Pokud je va\u0161e kreditn\u00ed sk\u00f3re n\u00edzk\u00e9, mo\u017en\u00e1 budete muset p\u0159ed pod\u00e1n\u00edm \u017e\u00e1dosti o smluvn\u00ed telefon podniknout kroky k jeho zlep\u0161en\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Get_a_Contract_Phone_With_Bad_Credit_Through_a_Specialist_Provider\"><\/span><a><\/a>Jak z\u00edskat smluvn\u00ed telefon se \u0161patn\u00fdm \u00fav\u011brem prost\u0159ednictv\u00edm specializovan\u00e9ho poskytovatele<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pokud m\u00e1te \u0161patnou bonitu, m\u016f\u017eete zv\u00e1\u017eit vyhled\u00e1n\u00ed specializovan\u00fdch poskytovatel\u016f, kte\u0159\u00ed nab\u00edzej\u00ed smluvn\u00ed telefony pro lidi se \u0161patnou bonitou. Tito poskytovatel\u00e9 maj\u00ed \u010dasto jin\u00e1 krit\u00e9ria pro schv\u00e1len\u00ed ne\u017e tradi\u010dn\u00ed poskytovatel\u00e9 a mohou b\u00fdt ochotn\u011bj\u0161\u00ed s v\u00e1mi spolupracovat p\u0159i hled\u00e1n\u00ed vhodn\u00e9ho pl\u00e1nu. Tito poskytovatel\u00e9 nab\u00edzej\u00ed smluvn\u00ed telefony s r\u016fznou \u00farovn\u00ed kontroly \u00fav\u011bruschopnosti a mohou vy\u017eadovat vy\u0161\u0161\u00ed platbu p\u0159edem nebo vy\u0161\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed poplatek. I kdy\u017e nab\u00eddky specializovan\u00fdch poskytovatel\u016f nemus\u00ed b\u00fdt tak v\u00fdhodn\u00e9 jako nab\u00eddky tradi\u010dn\u00edch poskytovatel\u016f, mohou b\u00fdt vhodnou volbou, pokud m\u00e1te probl\u00e9m z\u00edskat schv\u00e1len\u00ed jinde.<\/p>\n\n\n\n<p><strong>Jak z\u00edskat smlouvu na telefon se \u0161patn\u00fdm \u00fav\u011brem pomoc\u00ed ru\u010ditele<\/strong><\/p>\n\n\n\n<p>Pokud se sna\u017e\u00edte z\u00edskat smluvn\u00ed telefon se \u0161patnou bonitou, jednou z mo\u017enost\u00ed je z\u00edskat ru\u010ditele. Ru\u010ditel je n\u011bkdo, kdo se zav\u00e1\u017ee, \u017ee zaplat\u00ed v\u00e1\u0161 \u00fa\u010det, pokud ho nebudete schopni zaplatit vy. M\u016f\u017ee to b\u00fdt \u010dlen rodiny nebo p\u0159\u00edtel s dobr\u00fdm \u00fav\u011brov\u00fdm sk\u00f3re. N\u011bkte\u0159\u00ed poskytovatel\u00e9 v\u00e1m umo\u017en\u00ed p\u0159idat k \u00fa\u010dtu ru\u010ditele, co\u017e m\u016f\u017ee zv\u00fd\u0161it va\u0161e \u0161ance na schv\u00e1len\u00ed, tak\u017ee m\u00edt ru\u010ditele m\u016f\u017ee poskytovateli poskytnout v\u011bt\u0161\u00ed jistotu, \u017ee \u00fa\u010det bude zaplacen v\u010das, i kdy\u017e nebudete schopni platit. D\u016fle\u017eit\u00e9 je vybrat si ru\u010ditele, kter\u00fd m\u00e1 dobr\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re a kter\u00e9mu d\u016fv\u011b\u0159ujete, \u017ee za v\u00e1s bude spl\u00e1tky hradit. Je tak\u00e9 d\u016fle\u017eit\u00e9 se ujistit, \u017ee si m\u016f\u017eete dovolit platit m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky i s pomoc\u00ed ru\u010ditele.<\/p>\n\n\n\n<p><strong>Zva\u017ete nab\u00eddky pouze pro SIM karty<\/strong><\/p>\n\n\n\n<p>Pokud se sna\u017e\u00edte z\u00edskat souhlas se smluvn\u00edm telefonem, m\u016f\u017eete zv\u00e1\u017eit smlouvu pouze na SIM kartu. Tyto nab\u00eddky umo\u017e\u0148uj\u00ed pou\u017e\u00edvat v\u00e1\u0161 st\u00e1vaj\u00edc\u00ed telefon a platit pouze za provolan\u00e9 minuty, zpr\u00e1vy a data. Nab\u00eddky pouze se SIM kartou jsou \u010dasto levn\u011bj\u0161\u00ed ne\u017e smluvn\u00ed telefony a nevy\u017eaduj\u00ed kontrolu \u00fav\u011bruschopnosti, tak\u017ee jsou vhodnou volbou pro osoby se \u0161patnou \u00fav\u011bruschopnost\u00ed. Jednou z v\u00fdhod nab\u00eddek pouze na SIM kartu je, \u017ee jsou \u010dasto flexibiln\u00ed. M\u016f\u017eete si zvolit, kolik dat ka\u017ed\u00fd m\u011bs\u00edc pot\u0159ebujete, a pokud se va\u0161e pot\u0159eby zm\u011bn\u00ed, m\u016f\u017eete zm\u011bnit poskytovatele nebo pl\u00e1ny. Je v\u0161ak d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee u nab\u00eddek pouze se SIM kartou je nutn\u00e9 telefon zakoupit rovnou nebo ji\u017e m\u00edt telefon, kter\u00fd je kompatibiln\u00ed s nab\u00eddkou poskytovatele. <a href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-find-out-what-network-youre-on\/\">s\u00ed\u0165<\/a>, co\u017e by v\u00e1m mohlo situaci trochu zkomplikovat.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Try_to_Improve_Your_Credit_Score\"><\/span><a><\/a>Sna\u017ete se zlep\u0161it sv\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Zlep\u0161en\u00ed va\u0161eho kreditn\u00edho sk\u00f3re m\u016f\u017ee zv\u00fd\u0161it va\u0161e \u0161ance na z\u00edsk\u00e1n\u00ed smluvn\u00edho telefonu se \u0161patn\u00fdm kreditem. Existuje n\u011bkolik krok\u016f, kter\u00e9 m\u016f\u017eete podniknout ke zlep\u0161en\u00ed sv\u00e9ho kreditn\u00edho sk\u00f3re, nap\u0159\u00edklad platit \u00fa\u010dty v\u010das, proto\u017ee pozdn\u00ed platby mohou po\u0161kodit va\u0161e kreditn\u00ed sk\u00f3re, tak\u017ee je d\u016fle\u017eit\u00e9 platit \u00fa\u010dty ka\u017ed\u00fd m\u011bs\u00edc v\u010das. M\u011bli byste tak\u00e9 sn\u00ed\u017eit sv\u00e9 dluhy, proto\u017ee vysok\u00e1 \u00farove\u0148 dluh\u016f m\u016f\u017ee zt\u00ed\u017eit schv\u00e1len\u00ed \u00fav\u011bru. Zaps\u00e1n\u00ed do seznamu voli\u010d\u016f m\u016f\u017ee tak\u00e9 zlep\u0161it va\u0161e \u00fav\u011brov\u00e9 sk\u00f3re, proto\u017ee poskytuje d\u016fkaz o va\u0161\u00ed adrese. V\u011bzte, \u017ee zlep\u0161en\u00ed va\u0161eho \u00fav\u011brov\u00e9ho sk\u00f3re vy\u017eaduje \u010das, ale m\u016f\u017ee m\u00edt v\u00fdznamn\u00fd vliv na va\u0161i schopnost z\u00edskat v budoucnu schv\u00e1len\u00ed \u00fav\u011bru.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Choose_a_Lower-End_Phone_Model\"><\/span><a><\/a>V\u00fdb\u011br modelu telefonu ni\u017e\u0161\u00ed t\u0159\u00eddy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pokud m\u00e1te probl\u00e9my se schv\u00e1len\u00edm telefonu se smlouvou, mo\u017en\u00e1 by st\u00e1lo za to zv\u00e1\u017eit model telefonu ni\u017e\u0161\u00ed t\u0159\u00eddy. Telefony vy\u0161\u0161\u00ed t\u0159\u00eddy mohou b\u00fdt drah\u00e9 a pro z\u00edsk\u00e1n\u00ed smlouvy mohou vy\u017eadovat vy\u0161\u0161\u00ed kreditn\u00ed sk\u00f3re. Volba telefonu ni\u017e\u0161\u00ed t\u0159\u00eddy m\u016f\u017ee sn\u00ed\u017eit \u010d\u00e1stku, kterou mus\u00edte zaplatit p\u0159edem, a m\u016f\u017ee usnadnit schv\u00e1len\u00ed smluvn\u00edho telefonu. Nav\u00edc modely ni\u017e\u0161\u00ed t\u0159\u00eddy mohou st\u00e1le nab\u00edzet \u0159adu funkc\u00ed a vlastnost\u00ed, tak\u017ee jsou pro mnoho lid\u00ed vhodnou volbou. P\u0159i v\u00fdb\u011bru telefonu ni\u017e\u0161\u00ed t\u0159\u00eddy je d\u016fle\u017eit\u00e9 zv\u00e1\u017eit sv\u00e9 pot\u0159eby a rozpo\u010det, abyste mohli naj\u00edt telefon, kter\u00fd spln\u00ed va\u0161e pot\u0159eby za ni\u017e\u0161\u00ed cenu ne\u017e telefon vy\u0161\u0161\u00ed t\u0159\u00eddy. Je tak\u00e9 d\u016fle\u017eit\u00e9 p\u0159e\u010d\u00edst si recenze a porovnat funkce, abyste se ujistili, \u017ee telefon spl\u0148uje va\u0161e po\u017eadavky.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Offer_to_Pay_a_Larger_Deposit\"><\/span><a><\/a>Nab\u00eddka vy\u0161\u0161\u00ed z\u00e1lohy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Dal\u0161\u00edm zp\u016fsobem, jak zv\u00fd\u0161it sv\u00e9 \u0161ance na z\u00edsk\u00e1n\u00ed smluvn\u00edho telefonu se \u0161patn\u00fdm \u00fav\u011brov\u00fdm sk\u00f3re, je nab\u00eddnout zaplacen\u00ed vy\u0161\u0161\u00ed z\u00e1lohy, kter\u00e1 sni\u017euje riziko pro poskytovatele a m\u016f\u017ee pomoci vyrovnat va\u0161e \u0161patn\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re. N\u011bkte\u0159\u00ed poskytovatel\u00e9 v\u00e1m mohou b\u00fdt ochotni nab\u00eddnout smluvn\u00ed telefon, pokud jste schopni p\u0159edem zaplatit vy\u0161\u0161\u00ed z\u00e1lohu, p\u0159i\u010dem\u017e v\u00fd\u0161e po\u017eadovan\u00e9 z\u00e1lohy se li\u0161\u00ed v z\u00e1vislosti na poskytovateli a typu telefonu, kter\u00fd chcete zakoupit. Obvykle bude po\u017eadovan\u00e1 z\u00e1loha p\u0159edstavovat ur\u010dit\u00e9 procento z celkov\u00e9 ceny telefonu. Ne\u017e s vy\u0161\u0161\u00ed z\u00e1lohou souhlas\u00edte, je d\u016fle\u017eit\u00e9 se ujistit, \u017ee si ji m\u016f\u017eete dovolit. M\u016f\u017ee sice zv\u00fd\u0161it va\u0161e \u0161ance na z\u00edsk\u00e1n\u00ed telefonu se smlouvou, ale tak\u00e9 to bude znamenat, \u017ee budete muset zaplatit v\u00edce p\u0159edem. Krom\u011b toho je t\u0159eba poznamenat, \u017ee ne v\u0161ichni poskytovatel\u00e9 tuto mo\u017enost nab\u00edzej\u00ed, tak\u017ee je d\u016fle\u017eit\u00e9 se p\u0159ed p\u0159ijet\u00edm jak\u00fdchkoli z\u00e1vazk\u016f informovat u poskytovatele.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compare_Providers_and_Deals\"><\/span><a><\/a>Porovn\u00e1n\u00ed poskytovatel\u016f a nab\u00eddek<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>P\u0159i hled\u00e1n\u00ed smluvn\u00edho telefonu se \u0161patnou bonitou je d\u016fle\u017eit\u00e9 porovnat poskytovatele a nab\u00eddky. R\u016fzn\u00ed poskytovatel\u00e9 maj\u00ed r\u016fzn\u00e1 krit\u00e9ria pro schv\u00e1len\u00ed a mohou nab\u00edzet r\u016fzn\u00e9 nab\u00eddky v z\u00e1vislosti na va\u0161em \u00fav\u011brov\u00e9m sk\u00f3re. Pokud v\u011bnujete \u010das pr\u016fzkumu r\u016fzn\u00fdch poskytovatel\u016f a nab\u00eddek, m\u016f\u017eete naj\u00edt tu, kter\u00e1 nejl\u00e9pe vyhovuje va\u0161im pot\u0159eb\u00e1m a rozpo\u010dtu. Pokud v\u011bnujete \u010das prozkoum\u00e1n\u00ed v\u0161ech dostupn\u00fdch mo\u017enost\u00ed, m\u016f\u017eete tak\u00e9 naj\u00edt nab\u00eddky, kter\u00e9 nab\u00edzej\u00ed pob\u00eddky, jako jsou d\u00e1rky zdarma nebo zv\u00fdhodn\u011bn\u00e9 sazby na prvn\u00edch n\u011bkolik m\u011bs\u00edc\u016f trv\u00e1n\u00ed smlouvy. Je tak\u00e9 d\u016fle\u017eit\u00e9, abyste si p\u0159ed podpisem smlouvy pe\u010dliv\u011b p\u0159e\u010detli jej\u00ed podm\u00ednky a ujistili se, \u017ee rozum\u00edte souvisej\u00edc\u00edm n\u00e1klad\u016fm a d\u00e9lce smlouvy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Provide_Evidence_of_Income\"><\/span><a><\/a>Dolo\u017een\u00ed p\u0159\u00edjmu<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pokud m\u00e1te n\u00edzk\u00e9 kreditn\u00ed sk\u00f3re, m\u016f\u017eete zv\u00fd\u0161it sv\u00e9 \u0161ance na z\u00edsk\u00e1n\u00ed smluvn\u00edho telefonu p\u0159edlo\u017een\u00edm dokladu o p\u0159\u00edjmu. To m\u016f\u017ee b\u00fdt u\u017eite\u010dn\u00e9 zejm\u00e9na v p\u0159\u00edpad\u011b, \u017ee m\u00e1te st\u00e1l\u00e9 zam\u011bstn\u00e1n\u00ed nebo pob\u00edr\u00e1te pravideln\u00e9 d\u00e1vky. Poskytnut\u00edm dokladu o p\u0159\u00edjmu m\u016f\u017eete poskytovateli prok\u00e1zat, \u017ee m\u00e1te spolehliv\u00fd zdroj p\u0159\u00edjm\u016f a m\u016f\u017eete si dovolit platit m\u011bs\u00ed\u010dn\u00ed platby za smluvn\u00ed telefon. N\u011bkte\u0159\u00ed poskytovatel\u00e9 mohou b\u00fdt ochotni p\u0159ehl\u00e9dnout n\u00edzk\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re, pokud prok\u00e1\u017eete, \u017ee m\u00e1te st\u00e1l\u00fd p\u0159\u00edjem, ale p\u0159esto je d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee samotn\u00e9 dolo\u017een\u00ed p\u0159\u00edjmu nemus\u00ed b\u00fdt dostate\u010dnou z\u00e1rukou schv\u00e1len\u00ed. Poskytovatel\u00e9 budou p\u0159ed rozhodnut\u00edm st\u00e1le posuzovat va\u0161e \u00fav\u011brov\u00e9 sk\u00f3re a \u00fav\u011brovou historii.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negotiate_With_Providers\"><\/span><a><\/a>Vyjedn\u00e1v\u00e1n\u00ed s poskytovateli<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Vyjedn\u00e1v\u00e1n\u00ed s poskytovateli je \u00fa\u010dinn\u00fd zp\u016fsob, jak z\u00edskat smluvn\u00ed telefon se \u0161patnou bonitou, ale zahrnuje osloven\u00ed poskytovatele a dotaz, zda v\u00e1m m\u016f\u017ee nab\u00eddnout lep\u0161\u00ed podm\u00ednky, nap\u0159\u00edklad upu\u0161t\u011bn\u00ed od kontroly bonity, sn\u00ed\u017een\u00ed z\u00e1lohy nebo m\u011bs\u00ed\u010dn\u00edho poplatku nebo nab\u00eddku cenov\u011b dostupn\u011bj\u0161\u00edho telefonu. P\u0159i vyjedn\u00e1v\u00e1n\u00ed s poskytovateli je d\u016fle\u017eit\u00e9 b\u00fdt zdvo\u0159il\u00fd a profesion\u00e1ln\u00ed, vysv\u011btlit svou situaci a d\u016fvody, pro\u010d m\u00e1te z\u00e1jem o smluvn\u00ed telefon. Zd\u016frazn\u011bte svou ochotu platit \u00fa\u010det ka\u017ed\u00fd m\u011bs\u00edc v\u010das a sv\u016fj z\u00e1vazek v\u016f\u010di poskytovateli. Pokud m\u00e1te n\u011bjak\u00e9 pozitivn\u00ed faktory, kter\u00e9 by v\u00e1m mohly pomoci, nap\u0159\u00edklad dlouhodob\u00fd vztah s poskytovatelem, nezapome\u0148te je zm\u00ednit, proto\u017ee to m\u016f\u017ee jen pomoci vybudovat d\u016fv\u011bru a zv\u00fd\u0161it va\u0161e \u0161ance na z\u00edsk\u00e1n\u00ed lep\u0161\u00ed nab\u00eddky.<\/p>\n\n\n\n<p>Nezapome\u0148te, \u017ee zlep\u0161en\u00ed va\u0161eho \u00fav\u011brov\u00e9ho sk\u00f3re m\u016f\u017ee m\u00edt tak\u00e9 v\u00fdznamn\u00fd vliv na va\u0161i schopnost z\u00edskat v budoucnu \u00fav\u011br. Podnik\u00e1n\u00ed krok\u016f ke zlep\u0161en\u00ed kreditn\u00edho sk\u00f3re, jako je v\u010dasn\u00e9 placen\u00ed \u00fa\u010dt\u016f a sni\u017eov\u00e1n\u00ed dluh\u016f, m\u016f\u017ee m\u00edt dlouhodob\u00fd pozitivn\u00ed vliv na va\u0161i finan\u010dn\u00ed situaci. Nakonec m\u016f\u017ee z\u00edsk\u00e1n\u00ed smluvn\u00edho telefonu se \u0161patnou bonitou vy\u017eadovat ur\u010dit\u00e9 \u00fasil\u00ed nav\u00edc, ale se spr\u00e1vn\u00fdm p\u0159\u00edstupem je mo\u017en\u00e9 naj\u00edt telefon, kter\u00fd spl\u0148uje va\u0161e pot\u0159eby a vyhovuje va\u0161emu rozpo\u010dtu.<\/p>","protected":false},"excerpt":{"rendered":"<p>Pokud m\u00e1te \u0161patnou platebn\u00ed mor\u00e1lku, mo\u017en\u00e1 se ob\u00e1v\u00e1te po\u0159\u00eddit si telefon se smlouvou. Smluvn\u00ed telefony jsou obl\u00edben\u00e9, proto\u017ee \u010dasto nab\u00edzej\u00ed v\u00fdhodn\u011bj\u0161\u00ed nab\u00eddky ne\u017e mo\u017enosti placen\u00ed za hotov\u00e9. Obvykle v\u0161ak vy\u017eaduj\u00ed kontrolu \u00fav\u011bruschopnosti, a pokud m\u00e1te n\u00edzk\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re, m\u016f\u017eete b\u00fdt odm\u00edtnuti. Ale nebojte se, st\u00e1le existuj\u00ed zp\u016fsoby, jak...<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-get-a-contract-phone-with-bad-credit\/\">P\u0159e\u010dt\u011bte si v\u00edce<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-735","post","type-post","status-publish","format-standard","hentry","category-lebara-news","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/posts\/735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/comments?post=735"}],"version-history":[{"count":1,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/posts\/735\/revisions"}],"predecessor-version":[{"id":755,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/posts\/735\/revisions\/755"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/media?parent=735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/categories?post=735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/tags?post=735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}