{"id":428,"date":"2021-08-22T08:58:46","date_gmt":"2021-08-22T07:58:46","guid":{"rendered":"http:\/\/10.202.100.126\/gb\/en\/blog\/?p=428"},"modified":"2021-09-22T08:59:12","modified_gmt":"2021-09-22T07:59:12","slug":"reducing-your-monthly-outgoings-practical-tips-for-families","status":"publish","type":"post","link":"https:\/\/blog.lebara.co.uk\/cs\/reducing-your-monthly-outgoings-practical-tips-for-families\/","title":{"rendered":"Sn\u00ed\u017een\u00ed m\u011bs\u00ed\u010dn\u00edch v\u00fddaj\u016f: Praktick\u00e9 tipy pro rodiny"},"content":{"rendered":"<p>Rodinn\u00fd \u017eivot m\u016f\u017ee b\u00fdt stejn\u011b n\u00e1kladn\u00fd jako hektick\u00fd. Od n\u00e1klad\u016f na <a href=\"https:\/\/blog.lebara.co.uk\/cs\/the-top-7-recipe-apps\/\">potraviny<\/a> na n\u00e1kupy oble\u010den\u00ed, n\u00e1klady na provoz <a href=\"https:\/\/blog.lebara.co.uk\/cs\/can-passengers-use-mobile-phones-in-cars\/\">auto<\/a> k n\u00e1jemn\u00e9mu nebo hypot\u00e9ce, je spousta v\u00fddaj\u016f, kter\u00e9 se rychle nahromad\u00ed a sn\u00ed\u017e\u00ed v\u00e1\u0161 bankovn\u00ed z\u016fstatek.<\/p>\n\n\n\n<p>\u0160et\u0159en\u00ed pen\u011bz tak m\u016f\u017ee b\u00fdt pro rodiny, zejm\u00e9na pro rodi\u010de s mal\u00fdmi d\u011btmi, obt\u00ed\u017en\u00e9. Je snadn\u00e9 sledovat, jak se v\u00e1\u0161 spo\u0159ic\u00ed \u00fa\u010det zmen\u0161uje a dluh na kreditn\u00ed kart\u011b roste, ale d\u00edky n\u011bkolika praktick\u00fdm tip\u016fm, jak u\u0161et\u0159it pen\u00edze, m\u016f\u017eete sn\u00ed\u017eit n\u00e1klady na provoz va\u0161\u00ed mlad\u00e9 rodiny.<\/p>\n\n\n\n<p>Nau\u010dit se \u0161et\u0159it se m\u016f\u017ee zd\u00e1t skli\u010duj\u00edc\u00ed, ale s trochou tvrd\u00e9 pr\u00e1ce a odhodl\u00e1n\u00ed m\u016f\u017eete u\u0161et\u0159it spoustu pen\u011bz, kter\u00e9 m\u016f\u017eete v\u011bnovat na budoucnost sv\u00e9 rodiny.<\/p>\n\n\n\n<p>Pokud hled\u00e1te nejlep\u0161\u00ed zp\u016fsoby, jak v roce 2021 u\u0161et\u0159it na \u00fa\u010dtech a dal\u0161\u00edch n\u00e1kladech, pak v\u00e1m p\u0159in\u00e1\u0161\u00edme n\u011bkolik praktick\u00fdch zp\u016fsob\u016f, jak sn\u00ed\u017eit sv\u00e9 m\u011bs\u00ed\u010dn\u00ed v\u00fddaje a z\u00e1rove\u0148 si u\u017e\u00edvat \u017eivota.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Obsah<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"P\u0159epnut\u00ed tabulky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">P\u0159ep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.lebara.co.uk\/cs\/reducing-your-monthly-outgoings-practical-tips-for-families\/#Understand_Where_Your_Money_Is_Going\" >Zjist\u011bte, kam sm\u011b\u0159uj\u00ed va\u0161e pen\u00edze<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.lebara.co.uk\/cs\/reducing-your-monthly-outgoings-practical-tips-for-families\/#Buy_Essentials_In_Bulk\" >N\u00e1kup z\u00e1kladn\u00edch produkt\u016f ve velk\u00e9m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.lebara.co.uk\/cs\/reducing-your-monthly-outgoings-practical-tips-for-families\/#Save_Money_On_Your_Phone_Plan\" >U\u0161et\u0159ete pen\u00edze za telefonn\u00ed tarif<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understand_Where_Your_Money_Is_Going\"><\/span>Zjist\u011bte, kam sm\u011b\u0159uj\u00ed va\u0161e pen\u00edze<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Prvn\u00edm krokem, kter\u00fd v\u00e1m pom\u016f\u017ee u\u0161et\u0159it pen\u00edze, je pochopit, na co ka\u017ed\u00fd m\u011bs\u00edc jdou. Napi\u0161te si, za co v\u0161echno utr\u00e1c\u00edte, a zjist\u011bte, zda existuj\u00ed oblasti, ve kter\u00fdch byste mohli sn\u00ed\u017eit sv\u00e9 n\u00e1klady.<\/p>\n\n\n\n<p>Pokud nap\u0159\u00edklad m\u00e1te p\u0159edplatn\u00e9 nebo plat\u00edte ka\u017ed\u00fd m\u011bs\u00edc za streamovac\u00ed slu\u017eby, ale nevyu\u017e\u00edv\u00e1te je naplno, mohlo by v\u00e1m pomoci n\u011bkter\u00e9 z nich zru\u0161it.<\/p>\n\n\n\n<p>Pokud si nav\u00edc z\u0159\u00edd\u00edte trval\u00fd p\u0159\u00edkaz na v\u0161echny spo\u0159ic\u00ed \u00fa\u010dty, kter\u00e9 m\u00e1te na sv\u00e9 jm\u00e9no, m\u016f\u017eete za\u010d\u00edt spo\u0159it bez jak\u00e9hokoli \u00fasil\u00ed. Vyu\u017eijte p\u0159ebyte\u010dn\u00e9 pen\u00edze, kter\u00e9 m\u00e1te nyn\u00ed, kdy\u017e jste zefektivnili sv\u00e9 rodinn\u00e9 finance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Buy_Essentials_In_Bulk\"><\/span>N\u00e1kup z\u00e1kladn\u00edch produkt\u016f ve velk\u00e9m<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Krom\u011b n\u00e1klad\u016f na bydlen\u00ed, poji\u0161t\u011bn\u00ed auta a dal\u0161\u00edch \u00fa\u010dt\u016f je jedn\u00edm z nejv\u011bt\u0161\u00edch v\u00fddaj\u016f v\u011bt\u0161iny rodin. <a href=\"https:\/\/blog.lebara.co.uk\/cs\/how-does-face-recognition-on-mobile-phones-work\/\">obli\u010dej<\/a> jsou n\u00e1klady na potraviny a <a href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-keep-your-phone-clean\/\">\u010di\u0161t\u011bn\u00ed<\/a> v\u00fdrobky pro dom\u00e1cnost i pro \u010dleny rodiny.<\/p>\n\n\n\n<p>Hromadn\u00fdm n\u00e1kupem polo\u017eek, kter\u00e9 nepodl\u00e9haj\u00ed rychl\u00e9 zk\u00e1ze, jako je r\u00fd\u017ee, t\u011bstoviny, b\u011blidlo a \u0161ampon ve velk\u00e9m, m\u016f\u017eete ka\u017ed\u00fd m\u011bs\u00edc u\u0161et\u0159it spoustu pen\u011bz, kter\u00e9 m\u016f\u017eete utratit za jin\u00e9 v\u011bci. <a href=\"https:\/\/blog.lebara.co.uk\/cs\/the-best-apps-for-couples-in-a-long-distance-relationship\/\">l\u00e1ska<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Save_Money_On_Your_Phone_Plan\"><\/span>U\u0161et\u0159ete pen\u00edze za telefonn\u00ed tarif<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Platit smlouvu na smartphone m\u016f\u017ee b\u00fdt n\u00e1kladn\u00e9, zejm\u00e9na pokud m\u00e1te drah\u00fd vlajkov\u00fd model a mus\u00edte ka\u017ed\u00fd m\u011bs\u00edc spl\u00e1cet jeho cenu.<\/p>\n\n\n\n<p>Nejlep\u0161\u00ed zp\u016fsob, jak u\u0161et\u0159it pen\u00edze na <a href=\"https:\/\/blog.lebara.co.uk\/cs\/the-iphone-13-our-guide\/\">mobiln\u00ed<\/a> je splatit smlouvu, pak zva\u017ete mo\u017enost <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/best-sim-only-deals\/c\/simo-contract\" target=\"_blank\" rel=\"noreferrer noopener\">Tarif pouze pro SIM<\/a>. Na\u0161e nab\u00eddky pouze pro SIM karty v\u00e1m umo\u017en\u00ed z\u00edskat co nejv\u00edce <a href=\"https:\/\/blog.lebara.co.uk\/cs\/how-to-find-out-what-network-youre-on\/\">s\u00ed\u0165<\/a> pokryt\u00ed, kter\u00e9 pot\u0159ebujete, ani\u017e byste byli v\u00e1z\u00e1ni smlouvou.<\/p>\n\n\n\n<p>Na konci m\u011bs\u00edce m\u016f\u017eete sv\u016fj tarif zru\u0161it, upgradovat a z\u00edskat lep\u0161\u00ed nab\u00eddku nebo vyu\u017e\u00edt. <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/bolton\" target=\"_blank\" rel=\"noreferrer noopener\">dopl\u0148ky<\/a> z\u00edskat pot\u0159ebn\u00e1 data, minuty a textov\u00e9 zpr\u00e1vy.<\/p>\n\n\n\n<p>D\u00edky t\u011bmto flexibiln\u00edm pl\u00e1n\u016fm m\u016f\u017eete z\u00edskat skv\u011bl\u00e9 pokryt\u00ed, ani\u017e byste byli v\u00e1z\u00e1ni smlouvou. Pokud pot\u0159ebujete nov\u00fd telefon, m\u016f\u017eete si po\u0159\u00eddit levn\u00fd nebo <a href=\"http:\/\/10.202.100.126\/gb\/en\/blog\/the-factors-to-think-about-when-choosing-a-refurbished-smartphone\/\" target=\"_blank\" rel=\"noreferrer noopener\">zv\u00e1\u017eit repasovan\u00fd mobiln\u00ed telefon<\/a> z\u00edskat kvalitn\u00ed za\u0159\u00edzen\u00ed levn\u011bji ne\u017e nov\u00e9.<\/p>\n\n\n\n<p>Pokud chcete vyd\u011bl\u00e1vat pen\u00edze z domova a vylep\u0161it rodinn\u00e9 finance, m\u016f\u017eete se p\u0159ipojit k na\u0161\u00ed spole\u010dnosti. <a href=\"https:\/\/mobile.lebara.com\/gb\/en\/how-to-refer-and-earn\" target=\"_blank\" rel=\"noreferrer noopener\">Doporu\u010d a vyd\u011bl\u00e1vej<\/a> sch\u00e9ma.<\/p>\n\n\n\n<p>Pokud se budete \u0159\u00eddit t\u00edmto pr\u016fvodcem a aktivn\u011b p\u0159evezmete kontrolu nad rodinn\u00fdmi financemi, m\u016f\u017eete sn\u00ed\u017eit rodinn\u00e9 v\u00fddaje a m\u00edt stranou pen\u00edze na budoucnost sv\u00e9 rodiny.<\/p>","protected":false},"excerpt":{"rendered":"<p>Rodinn\u00fd \u017eivot m\u016f\u017ee b\u00fdt stejn\u011b n\u00e1kladn\u00fd jako hektick\u00fd. Od n\u00e1klad\u016f na j\u00eddlo p\u0159es n\u00e1kupy oble\u010den\u00ed, provoz auta a\u017e po n\u00e1jemn\u00e9 nebo hypot\u00e9ku - je tu spousta v\u00fddaj\u016f, kter\u00e9 se rychle nahromad\u00ed a sn\u00ed\u017e\u00ed v\u00e1\u0161 bankovn\u00ed z\u016fstatek. \u0160et\u0159en\u00ed pen\u011bz proto m\u016f\u017ee b\u00fdt pro rodiny, zejm\u00e9na pro rodi\u010de...<\/p>\n<div><a class=\"read-more button-link\" href=\"https:\/\/blog.lebara.co.uk\/cs\/reducing-your-monthly-outgoings-practical-tips-for-families\/\">P\u0159e\u010dt\u011bte si v\u00edce<\/a><\/div>","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[25],"tags":[30],"class_list":["post-428","post","type-post","status-publish","format-standard","hentry","category-savings","tag-savings","clearfix",false],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/posts\/428","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/comments?post=428"}],"version-history":[{"count":1,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/posts\/428\/revisions"}],"predecessor-version":[{"id":430,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/posts\/428\/revisions\/430"}],"wp:attachment":[{"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/media?parent=428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/categories?post=428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.lebara.co.uk\/cs\/wp-json\/wp\/v2\/tags?post=428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}